As 4 Pillars Debt Consultants, Elisa can help you reduce your debt by up to 80%, often eliminating that debt within five years.

Using their expertise in the financial industry and the community, the Montreal Team will work with you to assess your particular situation, then create a plan that will help you eliminate your debt. They then continue working with you to help you understand credit so that you can start rebuilding.

Everybody’s debt situation is different, but rest assured bankruptcy isn’t necessarily your only recourse. With debt restructuring programs, consolidation, and credit rebuilding programs available, 4 Pillars Montreal will work tirelessly to find the solution that is going to work best for YOU.

4 Pillars consultants work for you. 4 Pillars clients can look forward to a debt-free future and financial peace of mind.

Elisa’s story

Elisa brings her years of experience working with special needs children and young adults, as well as the elderly. She’s also an avid community volunteer who does fundraising for local hospitals. Together, this dynamic duo has the compassion, respect, and combined skill sets to help you eliminate your debt and rebuild your future.

When Bernadette, a single mother of 3, lost her teaching job she took whatever menial work she could find to support her kids. Unable to get help from her family the debt quickly piled up. The divorce had pretty much killed her credit rating and every night she lay awake fearful and desperate for help. No matter how much overtime she worked, it was impossible to make ends meet.

She saw the toll it was taking on her health and on her kids. But she had no idea how to dig herself out. Her future looked bleak and she felt defeated. When she heard about 4 Pillars Debt Consultants she was skeptical. ‘Debt-free’ within 5 years seemed too good to be true. But Frederic Leonard from the 4 Pillars Quebec office quickly put her fears to rest. He worked with her to reduce her debt by 80% and thru a consumer proposal, she will be debt-free within 5 years.

Frederic is now working with her to help rebuild her credit. Something she never thought would happen. With 4 Pillars’ support and guidance, the weight of her debt has been lifted and Bernadette is able to face her future with hope, determination, and pride. Examples she is very happy to set for her children.

The 4 Pillars advantage gives our clients peace of mind that comes from choosing one of the oldest and largest debt restructuring companies in Canada. 4 Pillars Montreal features debt restructuring, credit rebuilding, and budgeting services, offered through our Clients For Life™ program. 4 Pillars has several programs that allow clients to remove the financial barriers they face and move forward with their goals, be it homeownership, retirement, or putting the kids through school. No other Canadian company offers such an integrated system for creating financial stability.

Ed and Marian are the parents of two extremely bright and curious children. Children soon to be looking into colleges and universities. Though they’ve always enjoyed a comfortable life, their debt has slowly crept up, making it difficult to save for the kid’s education, let alone their own retirement. When Marian’s company eliminated her job, she and Ed were forced to take a hard look at their spending, their savings, and how to best prepare for their kid’s education. With no real job prospects on the horizon, Marian tried to create a budget to live on, as a single income family.

But the debt kept piling up, taking money out of their meager savings and adding an enormous strain to their marriage. Bills started getting missed, creditor calls came with alarming frequency, which only contributed to Ed and Marian’s feelings of failure, guilt, and shame. When their son announced he wanted to become an Engineer Ed and Marian were forced to sit the kids down for a very painful conversation about their family’s limited financial future.

But the debt kept piling up, taking money out of their meager savings and adding an enormous strain to their marriage. Bills started getting missed, creditor calls came with alarming frequency, which only contributed to Ed and Marian’s feelings of failure, guilt, and shame. When their son announced he wanted to become an Engineer Ed and Marian were forced to sit the kids down for a very painful conversation about their family’s limited financial future.