Restructuring intends to establish a plan that creates financial stability while preparing you for a future without the burden of debt. We do not recommend using credit or payday loans if you intend t ... Read More
This largely depends on the type of restructuring used. If you file a Bankruptcy, you cannot obtain or have any credit during this process. In other restructuring options, you can keep the credit card ... Read More
All your debts must be included if you are filing under the Bankruptcy and Insolvency Act as it clearly states ‘a debtor cannot give preferential treatment to their creditors by choosing to include ... Read More
This is a very common question and one that can depend on different factors. After choosing to restructure your debt, the most important next step is to rebuild your credit rating. 4 Pillars has one o ... Read More
