Key Takeaways There is no “shortcut” available for removing collections from your credit report. The only option is to repay the debt. It takes 6 years after the last date of activity for collections to come off your credit report.   No company has the ability to completely remove collections from your credit report.   If repaying...Continue reading

Student loans are often an unavoidable expense that comes with attending post-secondary school in Canada. Post-secondary education programs can cost anywhere from a couple thousand to $50,000+ by the time you graduate.  It’s a large sum of money that most students don’t have on hand. In 2023, over 566,000 students in Canada received loans through...Continue reading