Is A Debt Free Future Possible for Me? It is, but I would like to ask the question this way; if a debt free future, near future, is possible for you, what would that do for your quality of life? Even with life’s constant challenges, if you had zero debt and surplus cash flow what...Continue reading
For those with debt, the only question that matters . . . So, you’ve got some debt, and it feels like a mountain to you. You feel constantly weighed down by the burden of knowing that no matter what you do, the debt just doesn’t ever seem to go away. You look on-line, and you...Continue reading
Debt Relief: It’s Never Too Late to Change Whoever said ‘you can’t teach an old dog new tricks’ was probably a cat person. When you’re struggling with debt, change is not only encouraged, it’s inevitable. If you want to climb out of debt and reclaim your life you are going to have to make some...Continue reading
Procrastination and Debt: It’s not going to reduce itself! We procrastinate. It starts in school when we leave our homework assignments to the night before they’re due. We procrastinate about things we don’t want to do, like house work, oil changes, and grocery shopping. But you can only wade thru so many take out containers...Continue reading
Debt Help: when you are ready To quote leadership expert John C. Maxell: “A man must be big enough to admit his mistakes, smart enough to profit from them, and strong enough to correct them.” Mistakes Happen One of the side effects of debt is self-doubt. You got yourself in to this situation and, up...Continue reading
Caution: Extreme Debt Can Be a Choking Hazard Credit cards should come with a warning label. Use at your own risk. Failure to comply with monthly payment structure, fees, and interest could result in Debt. And debt should come with the biggest warning label of them all: caution, living with debt can cause anxiety, insomnia,...Continue reading
Debt Diets: How Healthy are They? You know what they say; you are what you eat. But when you’re in debt you find yourself consuming a lot of empty calories. Stressed induced calories. Perhaps you’re eating your worries about money and the future. Perhaps there isn’t enough money at the end of your paycheque for...Continue reading
Today I would like to answer a few questions that you might have about 4 Pillars, but haven’t asked yet. I want to help you understand what we at 4 Pillars can do for you, and how our services can help you to lower your debt. What is 4 Pillars and how do you help...Continue reading
Debt Fatigue: tips to deal with your debt Are you experiencing debt fatigue? Do you have the same thoughts and questions over and over about your debt? “When will it end?” “I am ever going to get out of this?” “How am I going to deal with this debt?” “I’m always going to be in debt”...Continue reading
Another Kamloops Debt Story—March 2016 Diane was at her wits’ end. She and her teenage daughter had been managing on her very limited income, but it was getting tougher and tougher. She was quite frugal, but had relied on a couple of credit cards to keep the two of them going when her ex-husband fell...Continue reading
