Five Steps to Get Out of Debt Make a Budget You need to understand where your money comes from, how you use it when you have it and finally, where it goes. A monthly budget will help you organize your expenses and perhaps recognize where you can save some extra money and put an end...Continue reading
LET’S DISCUSS DEBT RESTRUCTURING You’ve stretched your credit cards to the absolute limit, you’ve borrowed money time and again to pay off bill after bill, and perhaps you’ve gone to the wall on a line of credit. In short your household debt is completely out of your control. Your money is in charge of you,...Continue reading
Debt Settlement: A Permanent Vacation from your Debt All summer long you’ve listened to friends tell you about their fabulous vacations. They’ve blogged about grand adventures, posted pictures of amazing escapades, and regaled you with humorous antidotes about that time they did that thing. And when they get around to asking about your summer, you...Continue reading
Personal Debt: The house guest who won’t leave You’ve tried to be polite. You’ve dropped subtle hints. You’ve even short sheeted the bed in the guest room. But still, you’re stuck with a guest who refuses to leave. A once welcome friend or family member who now eats all your food, runs up your phone...Continue reading
Why High Credit Card Debt should be Restructured Urgently Many Canadians struggle with credit card debt each year and often do not act quickly enough to restructure this debt and avoid financial disaster. Why is credit card debt so financially crippling? It`s all down to the interest and how it is calculated. Most people are...Continue reading
Looking out for Number One or looking after your interests? We live in a cynical world. There’s no such thing as a ‘free’ lunch, the flirty waitress is working for tips, and the friend who just praised you to the heavens is probably going to ask for a favor. Though age and experience has left...Continue reading
Debt Settlement – Time for your Wake Up Call. Aren’t you tired of it all? The nagging worry… The excuses …The shame. If living with debt is a nightmare you can’t escape, this is your wake up call. Hitting the Snooze Alarm You’ve tried managing your debt. Making your minimum payments. Taking out an extra...Continue reading
WHAT IS DEBT RESTRUCTURING? Your credit-card debt has piled up, the cards are maxed out, perhaps you’ve borrowed money to pay off bills, maybe you’ve gone to the limit on a line of credit and your household debt is completely out of control. You’ve decided it’s time to stop the spiral of debt consuming most...Continue reading
4 Pillars Personal Debt Restructuring – Growing up in Debt Cara got her first credit card when she was in University. They were practically giving them away back then. It was followed by a popular department store card and another credit card. By the time she graduated, Cara was carrying a small credit card debt. ...Continue reading
The Costs of Doing Nothing Debt is the single biggest threat to our financial future, yet it is the most overlooked piece of every financial plan. Excessive debt is a problem that many Canadians have to handle. All too often though people put off dealing with it because they either don’t know where to turn...Continue reading
