The Coldest Place on Earth: Debt There are two seasons in Winnipeg, WINTER and CONSTRUCTION. They’ve even been known to overlap from time to time. Which is really inconvenient if you’re trying to get to the airport in a timely manner. Deserved or not, Winnipeg has gained reputation for being cold. Winterpeg, sound familiar? In...Continue reading
Pay It Forward: The Freedom of a Debtless Life We all have debts of some sort. Someone we owe, a kindness we have yet to repay but would like to. Several years ago a new movement took hold called Paying It Forward. When someone does something good for you, you do something good for someone...Continue reading
It’s Not Me It’s YOU: Breaking Up With Debt Breaking up is never easy. Many times you’ve known the relationship was toxic but you weren’t ready to let go. It’s the same with debt. You can tell yourself ‘this month will be different’. You can promise to change. But in the end you know the...Continue reading
Debt Wars: The Force of Financial Freedom A long time ago in a galaxy far far away you had financial freedom. Sure you were seven years old and all of your expenses were covered by your parents but still, your biggest responsibilities were bringing in the mail, making your bed, and not fighting with your...Continue reading
Pull Your Head Out Of The Sand: Life Is Not a Beach! Everyone has their idea of a dream vacation. It may be trekking thru exotic lands, 5 star luxury at a glamorous all-inclusive, or shopping the fashion capitals of the world. Maybe it’s a tropical beach with miles of white sand, a mountain resort...Continue reading
Feeling Powerless: A Wind Storm of Debt Residents of the lower mainland are no strangers to big wind storms. It can leave you without power for hours, even days. So as you settle in for a dark chilly night while suffering thru the withdrawal of TV and Internet it dawns on you… this feeling isn’t...Continue reading
Taking Inventory – Counting Your Way Out Of Debt Ask anyone who has ever worked in retail and they’ll tell you ‘taking inventory’ is the worst!’ You have to count and categorize EVERYTHING. And if your numbers don’t match what is in the computer you have to do it all again until every last item...Continue reading
When The Winter Blues Leave You In The Red: A Colorful Debt Restructuring Solution It’s called the Winter Blues or SAD, Seasonal Affective Disorder. It’s a form of depression that is attributed to a lack of exposure to sunlight. On the west coast it usually accompanies our long, cold, grey and dreary winters. Lasting anywhere...Continue reading
Why You SHOULD Put All Your Eggs in One Basket: Debt Consolidation Mother always used to say “Don’t Put All Your Eggs Into One Basket!” I’m not sure what she meant by that. We didn’t live on a farm, our eggs came in a carton. Perhaps she was talking about diversifying, keeping ones options open....Continue reading
4 Pillars Consulting has partnered with The Phoenix Fund because it provides our clients with a better option for dealing with their debt and rebuilding their credit. The Phoenix Fund is a loan product that is available exclusively to clients of 4 Pillars. Through the Phoenix Fund, you borrow the funds required to payout your...Continue reading
