I recently had a meeting with a senior that reached out to me to learn of what options are available to help him reduce or consolidate his debt. He rents an apartment in Ottawa and also owns a car that has been paid-off for a couple of years. His income consists entirely of Government Assistance....Continue reading
FOR IMMEDIATE RELEASE 4 Pillars builds a Foundation of Debt Relief in Quebec Montreal, Quebec. 4 Pillars Debt Solutions is excited to announce a new team to the 4 Pillars family. The offices of 4 Pillars Quebec are now open in Montreal. For over 14 years 4 Pillars has been helping Canadians reduce their...Continue reading
Back to School: A Lesson in Debt Relief Remember the excitement of going back to school. Shopping for school supplies, new clothes, getting to see all of your friends again! There were even times as an adult when you got excited going to the office supply store if for no other reason than to...Continue reading
The Dog Eat Dog World of Debt We live in a Dog Eat Dog world and if you’re living with a lot of personal debt, you’re not the one of the big dogs…. your creditors are. Sure you can spend your time chasing your tail trying to get control, but at the end of the...Continue reading
Debt History: Are we doomed to repeat it? In the sultry words of Shirley Bassey, “They say the next big thing is here, that the revolution’s near, but to me it seems quite clear, that it’s all just a little bit of History Repeating!” When it comes to your personal debt,...Continue reading
Today, I want to share two positive things. Our goal at 4 Pillars is to educate you, showing you the different ways out of debt. It’s a mission we really do believe in. 4 Pillars’ Troy Tisserand was recently recognized by the Financial Consumer Agency of Canada (which is run by the Government of Canada)...Continue reading
WHY HAVE PERSONAL DEBT LEVELS RISEN SO HIGH IN CANADA? There has been a perfect storm brewing in Canada for the past several years. This storm is “perfect” for the banks and the lenders because it is keeping everyday Canadians stuck in the debt cycle. This debt cycle is what makes the lenders so profitable....Continue reading
What’s the Difference Between Being in Debt and Financial Crisis? Virtually every adult Canadian is in debt. That is not necessarily a bad thing. We have debt for mortgages, cars, student loans, etc. We would not have our house without the mortgage, the car without the loan or the education without the student loan. It...Continue reading
Five Steps to Get Out of Debt Make a Budget You need to understand where your money comes from, how you use it when you have it and finally, where it goes. A monthly budget will help you organize your expenses and perhaps recognize where you can save some extra money and put an end...Continue reading
Why Consumers Need Credit The abuse of credit cards in society today is sadly widespread and misunderstood. The problems that develop from keeping up with just the minimum payments leads to significant anguish in a relatively short period of time. There are however tremendous benefits that can be derived from the intelligent use of credit...Continue reading
