Debt verses the Fountain of Youth They say you can achieve a beautiful, youthful glow with three simple tricks: drink plenty of water, get plenty of sleep, and avoid stress.  If only it were that easy!  Of course if you’re not independently wealthy living in your own state of bliss, you may want to avoid...Continue reading

Living In Debt: The Performance of a Lifetime Every generation has its great actors.  Thespians who so embody a role it is impossible to see anyone except the character they inhabit.  From Brando to Streep, Pacino to Hepburn, Bergman to Fassbender.  But none of these brilliant performers can hold a candle to the person struggling...Continue reading

Commuting to and from Debt  If you live on the lower mainland, chances are you’re a commuter.  If you don’t have to cross at least one bridge to get to work, you’re missing out on valuable rant time.  You know, ranting in the car because traffic is backed up and you’re not moving.  Maybe there’s...Continue reading

The Truth About Debt Settlement With 4 Pillars                I have heard from some people that say all debt help businesses are just a “money grab” and that they don’t actually give you any debt help. Some people believe that debt settlement doesn’t actually help the person in debt. I am here today to tell you...Continue reading

Help! My credit card debt is leading me to Bankruptcy! If you know how to use them correctly, credit cards can be a handy tool. The problem is that it can be all too easy to fall into the trap of buying more than you can afford and end up making minimum payments only, while...Continue reading

June 2016 Bob Hauck, 4 Pillars Consulting Group, Kamloops, BC Jason was in trouble and he knew it! He didn’t have much debt – really only about $10,000, but it was the worst kind of debt – payday loans. Much like the 1980’s cult classic movie, “Escape from New York”, he needed to escape from...Continue reading

Debt Help with 4 Pillars For this month’s blog post I would like to answer a few questions that you might have about 4 Pillars. I want you understand exactly what we at 4 Pillars can do for you, and how our services can help you to lower your debt. What is 4 Pillars and...Continue reading

At 4 Pillars Victoria I have helped hundreds of people become debt free. In my experience if you are living in overdraft it is one of the telltale warning signs that you may have a problem with the amount of debt you are carrying and that your debt load may be becoming unmanageable. Living in...Continue reading

Recently, I was explaining to a friend what I do. I discussed different debt related situations, solutions, examples, etc. As I was talking my friend interrupted me and said the following… “Zach, just about everyone I know has some kind of debt. I can’t believe they all need debt help or consolidation services. Who actually...Continue reading

There are reasons why RSP’s, insurance policies, equity in the home, among other items are exempt from being liquidated in the event of an insolvency. In an effort to keep this blog post at a reasonable length, I won’t go into detail about our highly leveraged financial system. In saying that, suffice it to say,...Continue reading