Judge, Jury, and Debt One of the biggest obstacles to seeking debt help is fear; fear of judgement, fear of blame, and fear of failure.  Sometimes it’s fear of success that holds you back.  When you’ve been mired in debt for a long time you start to take a strange comfort in your fear.  Debt...Continue reading

Squad Goals and Debt   All of the kids are talking about Squad Goals. I blame the perky blonde pop star and her group of celebrity pals who seem to be setting the bar of what friendship should look like.  Hence, “Squad Goals”.  Back in the day, squad goals was about keeping up with the...Continue reading

Debt Help: What aren’t you being told? Do you ever get the feeling that everyone else knows the secret to success and you’re left alone in the dark?  Does it ever feel like the whole world is in on the joke while you’re left scratching your head?  They’re laughing, are they laughing at you?  What...Continue reading

Facts of Life verses Facts of Debt  One way or another you learned the facts of life.  If it wasn’t an awkward conversation with a parent, or a progressive teacher who taught your health class, you learned about the facts of life from a friend, and probably relearned with the correct information later on.  Learning...Continue reading

Getting debt help to settle/consolidate your debt in Winnipeg Today, more than ever before Canadians are finding themselves trapped under a mountain of debt and in need of debt help. It is so easy to get caught up in the cycle of spending a lot on credit and only paying off a little, then spending...Continue reading

Credit Cards: NOT Free Money   People say all kinds of things they don’t really mean.  “The cheque’s in the mail” is a popular cliché that nobody really takes stalk in.  Mostly because nobody really writes cheques anymore, let alone mails anything.  “Let’s have lunch sometime”, another friendly, yet innocuous statement that usually results in...Continue reading

As Canadians we live in one of the top 20 wealthiest countries of the world. So why is it that over 63,000 Canadians claimed bankruptcy in 2015? Let’s take a look at some of the possible reasons why so many people in Canada have to give up and claim bankruptcy. Spending more than you earn...Continue reading

Getting debt help to settle your debt at 4 Pillars Medicine Hat Are you finding that your debt is beginning to spiral out of control and you need debt help? If you are struggling to make your monthly payments and are finding it difficult to see the light at the end of the tunnel then...Continue reading

Finding debt help to settle / consolidate your debt in Lethbridge Have you ever been there before? You pick up the mail, open up your credit card statement and are blown away by the amount you owe? Next you look online at your bank balances and notice that your line of credit is nearly maxed...Continue reading

I recently heard one particular Bankruptcy Trustee, now known as Licensed Insolvency Trustee(LIT), advertise free financial advice. What does that mean? Does it mean a free one hour consultation? Or could it be they will file a consumer proposal or a bankruptcy for you and you don’t pay them any fees? Whatever it means, nothing...Continue reading