Debt Help Success Story in Peterborough
I’m Adrian Moore, your 4 Pillars Debt Specialist in Peterborough and Kawartha Lakes. As a Debt Specialist I’ve seen the negative toll debt can take on a person’s life. The amount of stress generated by debt alone can leave you depressed, exhausted, and physically ill. As if things weren’t bad enough, living in debt means you are susceptible to unscrupulous, self-serving, people who will exploit your desperation for their own gain. That is what happened to one of my clients, a lady we’ll call Jennifer.
Jennifer had been struggling with her debt for some time when she realized she needed to get help, real debt help. She visited another company she found online that was based in Toronto. This company promised to help her with her debt, however she soon found out that their promise was only to help her save money and then try to make a deal with the creditors a few years later.
One of Jennifer’s creditors did not agree with this and decided to take legal action against her.
Debt Help: The power of Hope
When Jennifer was referred to me at 4 Pillars Peterborough she was desperate for help. After hearing Jennifer’s story and gathering all the pertinent information I went to work. Within weeks of meeting with Jennifer I had a Consumer Proposal structured and submitted to the creditors via the Licensed Insolvency Trustee I had chosen to work with based on Jennifer’s situation. This resulted in the legal action being stopped. But that is not all I was able to do for Jennifer. Once the Consumer Proposal was filed I was able to help Jennifer start rebuilding her credit. This way when the proposal was paid off, Jennifer’s credit would be much stronger than the day she came looking for help.
Not only was I able to help relieve the stress and embarrassment of the pending legal action but Jennifer was still able to take $32,000 of debt and reduce it to $10,500, which she is now paying back at $175 per month (interest free!!) over the next 60 months.
As you can imagine, Jenn was pretty happy about the results!
4 Pillars Debt Consulting: There’s No Place like Home
One of the most important things I can offer a client like Jennifer is Peace of Mind and the promise to come through for her. As a 4 Pillars Debt Specialist I work for you, my clients. I am not affiliated with your creditors in any way, shape, or form. Since it is my goal to lessen your debt, I will create a plan to reduce it to a manageable size, sometimes reducing it by up to 80%! While you are paying off your debt we will also work to rebuild your credit, implement the tools to help keep you out of debt, and lay the ground work to achieve your future goals. As my clients, I want to see you debt free and thriving within 5 years, if not sooner!
4 Pillars Debt Consulting has earned a rare position in the marketplace. Many of our competitors are either funded by your creditors or have a fiduciary duty to them. At 4 Pillars we believe when you are in the debt advisory business you either represent the debtor or your represent the creditor. We don’t believe you can do both and remain impartial. We’ve been creating strategies to get Canadians out of debt, and keep them out of debt, since 2002. To date, 97% of our clients have successfully completed their debt restructuring programs and are now experiencing freedom from debt. With our help they have been able to rebuild their credit, quickly and effectively.
4 Pillars creates strategies to help restructures almost $1 Million of debt every day so you can be assured you are working with a proven winner when it comes to reducing your debt, rebuilding your credit, and paying off that debt. While we are doing that we’re also showing you how to budget and plan for the life you want.
I’m very proud of the work I do for my clients. In fact nothing gives me more job satisfaction then knowing I’ve helped make a difference in my clients’ lives. I’m very proud to say I have many clients who are not only debt free but they are now living their lives to the fullest. They are achieving hopes and dream that never would have been possible while they were struggling with debt.
At 4 Pillars Peterborough my team and I listen to your concerns about debt and your hopes for the future. Once I’ve thoroughly analyzed your situation I’ll put together a strategy that is going to work best for you. I will create a plan to deal with your creditors, keeping you informed every step of the way. Despite what others may have told you, you do have options. They may include budgeting and financial education, debt consolidation, or even a consumer proposal. Regardless, you have my word that I will work on your behalf, representing your interests.
If you thought bankruptcy was your only option, talk to me. If it’s determined that a Consumer Proposal is a better, less drastic option, the 4 Pillars team and I will be there to help you structure the proposal on your terms as we represent you throughout the whole process.
When you’re ready talk about debt call me, Adrian Moore at 4 Pillars Peterborough, (705) 201-1327. Jennifer’s story had a happy ending and yours can too, just think what your future can be! Don’t wait until you’re being threatened with legal action. Call or email and we’ll talk about your debt relief options and help you with the first step…it always seems the hardest one to take.
To learn more about 4 Pillars Debt Solutions. Visit us at 4Pillars.ca. And while you’re there, sign up for our free Debt Boot Camp.
