I met with Peter 5 years ago for a simple coffee for him to explain to me how he helps. He was very thorough about what steps needed to be taken, what info i needed to submit etc. I have to admit it was a scary situation i was in. Plus doing it was really scary too. But it was Honestly THE BEST decision we made. It was alot easier then I thought but now 4 years later we are debit free, paid it off one year ahead of time with the money we saved from not paying all the different creditors.AMAZING

Charlie and Monique helped me to understand my situation clearly and were fundamental in my confidence in the process. They helped put my fears to rest, and walked me through every step. They were quite helpful in my handling of my debt situation.

Glenda was very willing to be there and to answer any questions and help us every step of the way! She was quick to reply to emails, and was very friendly and understanding.

In response to: “Is there room for improvement or anything you would change?”

We are no longer doing bill shuffle deciding which bills to pay and which bills to put off until the following month thanks to Adrian and 4 pillars, we are living with less stress and enjoying life. Chris and Michelle

Zach knows his stuff and the fact that he has a great personality is a bonus. A difficult time made easier, we can live again. Thanks Zach!…

Your consumer proposal changed my life

I want to thank you for all your help for getting me out of my debt problems. Right from the beginning I felt comfortable that your manner and professionalism would make my debt problems go away. My debt going away with the consumer proposal took away a lot of stress has changed my life for the better. Thanks again

Mr. Peet has been very helpful throughout my bankruptcy problems. It has been very comforting to know we could count on him throughout to come to our aid. I highly recommend his services.

In response to: “Is there room for improvement or anything you would change?”

We can’t express our gratitude enough for how you helped our situation. You helped us get our lives back. Thanks again for your help & encouragement. David & Linda B.

Zach saved my financial life due to his out of the box thinking. I wish I had met Zach years earlier to avoid being chased by the collection sharks and tax collectors at CRA. I now live with a clear mind and worry about things that count: family, friends and clear state of mind and sleeping well. Thanks Zach.

I went from $1600 per month to $350

Hugh the consumer proposal you suggested has given me a fresh start. I went from $1600.00 a month and interest to $350.00 a month for a consumer proposal. I now am starting to save money and thanks to you watch what I spend my money on. Thanks for all your help.

I felt like Blair had my best interests in mind

Debt reduced from $23,000 to $6,000
$100/month for 60 months at 0% interest

After being on maternity leave and deciding not to return to my position as a flight attendant due to my husband’s job and him working odd hours, I found myself in a financial hardship. Shortly after my husband lost his job and was out of work for a couple of months I started to panic. I made the decision to call Blair and he immediately put me at ease and talked me through all my options and the processes. I always felt like he had my best interests in mind and always answered phone calls and emails promptly!! Blair made a horrible situation bearable and less stressful!!! Thank You!!!

I found Charlie very straight forward and easy to talk to. All-in-all, a lot of help.

The reason I recommend Peter Temple is because of his commitment to his job. The service 4 Pillars offered went above and beyond my expectations to help me get back on my feet.

Peter is enthusiastic in helping others get out of debt. He goes beyond just looking at their surface level issues, and genuinely cares about improving his clients’ lives. I cannot say enough positive things about Peter and 4 Pillars and I would recommend his services to anyone that needs financial assistance.

Thank you is not enough to show my appreciation and gratitude to 4Pillars, Nicole, Shannon and specially to Glenda for all their support, assistance and kind encouraging words. I should have met you guys earlier. I am now stress-free, worry-free and in control of my finances. These are lessons learned for me and your guidance helped me go through all of these. Again, from the bottom of my heart, Thank you so very much. May you will continue to help others regain their freedom.

My financial future some seems brighter than it ever was

Debt reduced from $54,500 to $13,200
$13,200 lump sum paid through the Phoenix Fund

Blair helped me understand all the options I had when it came to getting my financial situation figured out and under control. I had reached a very high point of stress trying to solve things on my own but simply after sitting down for one meeting and going over all of it I could already start to feel some of my stress leave. There is still some work for me to do now to help get things back in order, however Blair has been extremely helpful in offering advice and help and my financial future now seems brighter than it ever has.

We found Sue Grubac to be very professional and efficient in our recent dealings with her. We would recommend her to anyone that is having financial problems in today’s economy. We only wish that we had heard about her and 4 Pillars sooner, as a great weight has been lifted off our shoulders. We are starting to live again.

Hello Bob, and the staff at the Phoenix Fund, hope this finds you all well. Letting you know about a significant victory on our journey to debt freedom – our bank has approved a personal loan to pay out our Phoenix Fund account, and will be mailing the draft tomorrow to close that off. A couple of years ago I found myself sitting across a table from Bob Hauck, feeling somewhat dejected over my present circumstance, but hopeful that maybe this would be the solution I had been seeking. Bob, your patience with my questions while we went through the options was exceptional, and I appreciated the time you took to be sure I fully understood what the road ahead might look like. The next significant memory I have is sitting at a restaurant table with a very friendly and reassuring Chris Jimenez, signing documents that would be a big step towards putting the debts of previous years behind me. A couple of short years later, we are firmly on the path to debt freedom, and I have completely changed how I view financial responsibility and accountability. Publicly, a major thank you to my amazing wife who stood by during this process, patient, supportive and encouraging. To Bob and the staff at the Phoenix Fund, my heartfelt thanks for your help. The direction of this family tree will look much different, and that is due in part to the role you played along the way. Create an excellent week, Brandon Pastoor

Just over a year and a half ago I came to Peter and his team needing help. He welcomed me with open arms and non-judgement. They rushed my consumer proposal because I had decided to move back to Alberta. Everything went off without a hitch. Even after moving back to Edmonton, Peter and his team was there if I had questions or concerns. Wonderful company.

I feel a weight was lifted and shredding the cards was freeing. The staff at 4 Pillars in Saskatoon was patient and kind and very professional

In response to: “Is there room for improvement or anything you would change?”

We were up a creek without a paddle & Adrian gave us the help we needed. Again Adrian thank you Shawna & Tim D

Blair really turned things around for us

Debt reduced from $203,000 to $42,000
$700/month for 60 months at 0% interest

Blair really turned things around for us. We were struggling with massive amounts of debt and couldn’t see any way out of it. In my first conversation with Blair, I immediately felt comfortable and assured that he was the right person to help us out of this. The stress melted away immediately, and we began the process of dealing with the debt. I highly recommend Blair or 4 Pillars for anyone struggling with significant amounts of debt.

We are finally feeling the relief of working with a budget. We feel like things are starting to turn around and we have a handle on our lives again. A big thanks to you. Thank you!

Zach was very prompt in email responses and when he answered all my questions. His service has helped me go through a very difficult time and now I can see the opportunity of a new start in life when I finish my payments. Thanks Zach. If you are in financial distress don’t prolong the suffering, call Zach. There is always a solution.

It’s been over 2 years since a friend of mine introduced me to Peter Temple and 4 Pillars. It was at a time that I was newly married and swimming in personal debt. I had tried for years to undo the damage that my youthful ignorance cost me but could never really get my head above water. Peter sat down with me and went over every possibility to get me out of debt. I saw no other option but bankruptcy, but Peter showed me a better, less devastating way to get out of debt and still build a future with my husband. I am now able to pay off my debt and still work towards the things that I want to have in order to enjoy life. I highly recommend 4 Pillars…even if just to hear some other alternatives than making a drastic choice about your financial situation.

Working with Charlie, Monique & the 4 Pillars system was very informative in guiding me through the whole process – not only reducing my debt, but also reducing the stress; and now we are working together to re-establish my credit

Our advisor Glenda discussed all the options and explain very well which ones are the most applicable for us to be able to get back on track

In response to: “Is there room for improvement or anything you would change?”

For us the service was perfect & we would not have changed anything We thought we were at a end and there was nothing we could do to get back on our feet no matter what we tried. We are young and have a family and we thought for sure we were going to have to give up everything we had worked for. We were scared for our kids and our marriage. Then our prayers were answered. We heard about 4 pillars through a friend and thought “well we haven’t tried this yet so it is worth a try” so we did it. We picked up the phone and gave 4 pillars a cal. It was the best thing that could have ever happened. Thanks to them and all their hard work we are paying off our debt, communicating with each other, we have our confidence back that YES WE CAN DO IT and we did not lose anything. What we did do is gain we gained something to look forward to our FUTURE. Thanks again to 4 Pillars for your continued support. Sincerely, Cory A

It feels great not to have creditors on my a$$ daily!! Small steps to where I want to be in life, debt free and more!! Thank You for making all of this possible. I’ll be forever grateful for all you’ve done.

I have referred Peter and 4 Pillars to several of my clients and they have nothing but great things to say about his services. Peter provides an invaluable, alternative solution for my clients. I fully endorse 4 Pillars and Peter Temple.

Zach was very understanding, non judgmental and helpful through the whole process, which was foreign and very intimidating to me at first. With Zach’s experience, empathy and good humour made the whole process enjoyable. I looked forward to our meetings. I would recommend Zach for anyone in Toronto area who needs help with insolvency.

Glenda was very understanding and compassionate. I know how we got in this position – I’m feeling shameful enough. What we needed – and received – was a kind ear and reassurance that we are still good people. Thank you Glenda

I am healthier and happier now

Debt reduced from $32,000 to $16,500
$275/month for 60 months at 0% interest

My life has taken a complete turnaround since my first meeting with Blair. His knowledge, professionalism, and support are invaluable. Prior to meeting Blair, I was stressed on all levels and felt weighed down by the pressures of my debts. Now, I feel a sense of freedom which is leading to enthusiasm for what is ahead for me in the future. It is amazing how one meeting and one change in my life has impacted everything else for the better. I am healthier and happier now than I have been in a long time. Thank you, Blair!

Charlie helped me to understand how to save my money better, and not to touch it. Charlie explained how to reach a goal of my choice within a year. He is great to talk to. Thank you.

I am very grateful that I am a client of Sue Grubac’s and all she has done for me and my family thus far. Words are really hard to describe a person who has a big heart for lending a big hand to those in need of answers. That is definitely Sue Grubac.

Peter is a excellent professional who is trustworthy, consistent and reliable. I am glad to have hired Peter, I’ll recommend him.

I met Peter from 4 Pillars at a low time in my life. I had $15,000 student loan debt and $5,000 in credit cards. I was making the minimum payments each month but the balance would not go down due to the interest. Peter negotiated an interest free payment plan for me and the debt was paid off at $150/m for 60 months. So $9000 to pay off a debt of $20,000! So happy I contacted him

Glenda was an amazing advisor to deal with. She made our process so smooth and comfortable for us and ensured us that everything will be alright. When you have someone that cares on a personal level it makes the process easier. She was always there to answer any questions we had. We cannot express our thanks enough for all of your help Glenda! You are a true professional!