Debt reduced from $28,000 to $12,600

$210/month for 60 months at 0% interest

Mine was a complicated and drawn out procedure but Blair was very patient and helpful and went above and beyond to help me. I cannot thank you enough Blair!

To me, the service I have been provided has been first class, Robert and the staff of 4 Pillars have been very professional. Keep up the Great Work!

Sue has been very understanding and helpful. I learned so much about that and Credit that I never knew before.

We are so satisfied and happy with the services the office of 4 Pillars provides. Jennifer E.

I am able to make payments and become debt free in the near future

Debt reduced from $18,000 to $5,400
$90/month for 60 months at 0% interest

With 4 Pillars service I was able to have my debt decrease from $18,000 down to $5,400. Now I am able to make payments and become debt free in the near future. Blair was very informative and professional and would recommend him to friends who needs assistance with managing debt.

We were very desperate and Robert was willing to help us get through it all. I feel that this entire process went so well that I do not know how it could improve. We went from being desperate to now to now being relieved that we can get by with what we have.

I can’t think of anything, service you provide is great very professional and polite.

I am very happy with the whole process. All staff is very helpful and friendly. Lori P.

Amazing feeling after years of struggling

Blair Greenwood is an absolute life saver. Life was filled with high stress and anxiety and now it literally feels like the weight has been lifted off my shoulders. Amazing feeling after years of struggling. This has been a life changing experience for my family. I would recommend Blair to anyone who’s struggling . He is so kind , professional and always supportive. Big thank you to Blair and his team. You absolutely exceed your reputation.

Everything was explained very well and always very informative. Sessions were extremely helpful in terms of learning new ways of budgeting and focusing on short and long term goals. Always a very positive experience. Great Job, Robert!

Although I still feel a lot of shame as to the mess I got myself into, 4Pillars has in many ways giving me my life back.

I was very stress and worry about my situation but I get big relieve in 4 Pillars now my life get better. Patricia C.

I am on the path to being debt free

Debt reduced from $52,000 to $12,000
$200/month for 60 months at 0% interest

It was a painful experience going from a healthy income level, ALWAYS paying my debts off every ahead of time, and having extra money too. Then things changed.. unemployment, then low income, divorce. I started having to carry debt from one month to the next. Before I knew it, I was only paying the minimums just so I could stay afloat, and then not even that. I saw those ads about getting out of debt, and visited a couple to see what I can learn. I even believed what they said. I’m VERY glad I met Blair, learned the TRUTH of it all, and am on the path to being DEBT FREE!! CALL BLAIR!!

Being in a consumer proposal, a lot of the weight has been lifted off our shoulders. Sue has been awesome to deal with.

We have successfully completed the 4 Pillars program and they have helped us through the debt proposal. Thanks to 4 Pillars, we have managed to stay sane and have hope for a better future. We have learned invaluable lessons in the process for which we are extremely thankful! We have never been happier than now that we went through with the debt proposal with 4 Pillars. The relief of less debt has really eased the burden on us both, but especially on Alberto since I don’t have a job yet. The lessons we have learned along the way are simply invaluable. Even though when we’re struggling at the moment, we have the comfort of knowing what we need to do and how to manage the situation. A very heartfelt “thank you” goes out to you and Caroline. You made us feel comfortable around you when were feeling really down and embarrassed about what we were doing. Anna Reimer

Able to negotiate and amazing settlement

Debt reduced from $25,000 to $6,000
$100/month for 60 months at 0% interest

Blair was instrumental in helping me after I ran into some difficulty last year. He talked me down, helped keep my stress level at a manageable point and was able to negotiate an amazing settlement. With that taken care of I can finish the training I had started and move on in life. I can not recommend him enough!

All services and help exceeded our expectations.

4 Pillars showed me a way out of my debt when I thought I might Never pay it off. George G

The whole process was very easy and painless

Debt reduced from $35,000 to $7,200
$120/month for 60 months at 0% interest

Before I met with Blair for the first time I was in a very stressful financial situation. I could barely keep my head above water and it was affecting every aspect of my life. After meeting Blair I realized that I had options and we came up with a plan to get me to where I wanted to be financially. Blair made the whole process very easy and painless, taking my debt from $35,000 to $7,200. I would highly recommend anyone who thinks that they don’t have a way to get themselves out of a stressful financial situation to talk with Blair. I’m so glad that I did.

In a very short time I have obtained and extensively less stress level and my quality of life is continuously improving.

Our debt load was getting so heavy that we were feeling overwhelmed. It caused us many sleepless nights and lots of stress because there was not enough money to pay all that needed to be paid. After meeting with 4 Pillars and realizing that they can help us with a solution to our debt problem, we have hope now. We learned to get control over our spending and we are very thankful for the help we got and things learned along the way Anna R

My life is so much better now

Debt reduced from $20,000 to $6,000
$100/month for 60 months at 0% interest

I can’t express how grateful I am for all you have done for me. My life is so much better now and I actually seem to have more money in my pocket then I have in years. I will definitely be trying to take advantage of the discount that is available when the remaining amount is paid off as well. Thank you, thank you, thank you for everything! I have already referred 4 Pillars to several people.

I came to see Sue at 4Pillars. I was having creditors harass me on a daily basis. I was stressed to the max. After seeing Sue the phone calls stopped and progress was made. Now I’m in great financial standing. Thank you so much.

Everybody was friendly beyond imagination. They were helpful and effective. However, most important they made a difference. Thank you 4 Pillars!!!! Geza S

Knowledgeable and accessible

I found myself in the unfortunate position of filing for bankruptcy. My wife had used Blair’s services and I used his services as well. He is polite, knowledgeable and most important, accessible. He walked me through the steps and set things up as were required. I have referred him to three other people since my experience.

4 Pillars is amazing

Debt reduced from $38,000 to $9,900

4 Pillars is amazing. Very helpful and friendly to deal with. Thank you for everything!

Sue was very helpful in explaining everything thank you

In response to: “Is there room for improvement or anything you would change?”

I feel that the service I received from 4 Pillar was professional and helpful in every respect. I cannot think of any improvements that could be made. 4 Pillars helped me to find a way to address my overwhelming debt in a way that has allowed me to gain freedom from my financial burden. I will tell others about the services you offer. Darrin

I am so thankful for Darrell and Carolyn and their team. They have been so helpful and caring through the whole consumer proposal. They made it feel ok and were very helpful explaining each step. Thank you so much! Sherie

Thank you Sue for helping me get my life back on track! Unfortunately I found myself in some financial difficulty due to a few bad decisions, a divorce and a tough economy. I spoke to some bankruptcy trustees who all convinced me that my only choice was a bankruptcy. I met Sue by chance and she had a different approach. As a result of her advice I saved both time and money and was able to get my life back on track almost immediately after following her advice. I am not saying that what’s right for me is right for you, however, if you find yourself in financial difficulty and need some advise you owe it to yourself to discuss your situation with Sue. She helped me immensely and I very grateful for that. Thanks Sue!

I highly recommend him

We’re taught that debt is something to be ashamed of, but the reality is; everyone is in debt – yes even those millionaires with seemingly unattainable fortunes. Initially I came to Blair seeking help, relief, anything really to help me see a way out of my situation. He was so positive, encouraging, honest and compassionate. Not once did I ever leave his office feeling worse than when I walked in. Initially with thoughts of doing a proposal and ultimately due to life circumstances a bankruptcy he made it a positive experience. He is truly gifted at his job. I highly recommend him.

Clear and precise explanation of what needs to be done to repair my credit.

My debts have been completely settled

I originally signed up for debt help with a different company (not 4 Pillars) based out of Ontario and received very poor service and the bank actually decided to sue me. I was completely stressed out and didn’t know where to turn. In June of 2013 I went to see a lawyer to help me out with the pending lawsuit and my lawyer, introduced me to Benjy Houser who worked with 4 Pillars Consulting doing debt consolation and counseling. Benjy immediately met with me, we went over my debt, budgets, etc. I was feeling bad about the situation I found myself in but Benjy treated me with tact and diplomacy. He was never judgmental. I will admit that I was at first skeptical about dealing with another debt consolidation company, but Benjy put all those fears aside. I am pleased to say that after only a few months my debts have been completely settled and the lawsuit ended due to his great work. Benjy is truly a pillar in the community. I would without hesitation recommend him to my friends.

Very professional. All steps were explained in great detail. Stress-free! Their confidence in their abilities is very “unburdoning” and stress relieving! I feel like I can live again. Chris B

I feel I could not have made a better decision

Debt reduced from $35,000 to $9,000 – wife
$150/month for 60 months at 0% interest

Debt reduced from $85,000 to $16,800 – husband
$280/month for 60 months at 0% interest

I was like many Canadians – one paycheque away from disaster. It felt like I was drowning in debt and knew I had to do something about it. I decided to go ahead and contact Blair Greenwood at 4 Pillars Consulting. Blair and I discussed the services that 4 Pillars provided as well as my financial situation. Being a thinker, it took me a while to decide to go ahead. Since the first discussion and meeting with Blair, I have been very impressed with him. I also had many questions and Blair was always prompt and professional and patient. I went ahead with a consumer proposal. Blair worked aggressively to get me the best possible proposal. The biggest difference from other companies is he is working for you not the creditors. I finally feel that I am making positive financial decisions and am looking forward to the future. The counselling sessions also provide very useful information. I feel I could not have made a better decision. Thank you!

We met with Mr. Peet, on first impression he seemed open and honest, even down home. Not stuffy or business like, no business suit either, very comfortable feeling. As I explained more in depth information of my mother’s situation he listened patiently and assured us everything will be fine, not to worry, as the consult continued he suggested and gave us what I thought was very good and sound advice that suited my mother’s situation. He made us laugh and that made us feel at ease. Near the end of the consult I asked how much this meeting cost, Mr. Peet said no charge I was shocked and surprised. This person is really nice, he obviously cares about the people he consults. This letter is to let you know that Mr. Peet seemed to be a genuine, honest, caring individual who listens to the situation and advises what is best for that person. He also goes out of his way to help anyway he can without asking for reimbursement for travel or gas. Anyone who hires him or uses his consult company will be impressed I know I am and will certainly suggest him to other people. I sure hope that Mr. Peet stays true to his character and show’s people his true colors, a caring, honest individual, god bless you Mr. Peet.

Debt started to go down, thank you!

Hello Jen, I just want to say that I am so grateful that I meet you and your husband. Words are may not be enough to thank you for all the things that you have done for me. During those times that I have no where to turn and run to. I don’t know if I will be able to look after myself and my family if I did not meet you and help me with my financial problems. I don’t know where to start my day during those days. the money problems is taking over my life that I started to lose my hopes and dreams to myself and family, but when you told me that you are going to help me get through it, it just take off the burden that is inside me. I actually get to sleep at night without worrying that tomorrow when I wake up I won’t be getting phone calls from creditors that is after me. You’ve been a big part of our lives today. Without you I don’t even think that I can take my kids to Chuckee cheese once a month. Without your help I don’t see my self having a cup of coffee in the morning. So from every chamber of my heart I want to say thank you thank you thank you thank you for standing beside me. Thank you for all the support you have given me emotionally and most of all financially. May the Almighty God bless you and your family.