I have recommended 4 Pillars to others in my position

I have recommended you to others I have encountered in my position and want to once again thank you for helping me get my life (and finances) back in shape. Thank You for getting me through this difficult time in my life.

Hi Charlie & Monique You’re AMAZING! – You’re BOTH amazing… Thank you SO much for your help and expertise thus far… I can’t believe that my deal has been accepted. I am looking forward to working with you on the next phase of rebuilding my credit.

Yes, good people sometimes make bad choices

Debt reduced from $57,000 to $12,920

I’d consulted Mr. Greenwood Sept., 2012—I was uncertain & the fees seemed kind of large. When I sought out 4-Pillars, July 2015, I found Blair to be somewhat more: understanding, without being either patronizing or cloying; non-judgemental; optimistic & purposeful–without the ‘Tony Robbins’-like (‘…you gotta do it Now you gotta do it MY WAY!’) intensity. All insolvency–especially that involving Consumer Debt–is the result of a long string of spectacularly bad decisions. Yes, good people sometimes make bad choices. mine were perpetrating drains on both my finances & my physical Health. Blair Greenwood treated my situation with respect, optimism & the quiet confidence, that comes from knowing he’s already made a positive difference in other people’s lives. The measure of that confidence is Mr. Greenwood’s acceptance of my suggestion to adopt a 2-tiered schedule, for remuneration & reparation payments.

In response to: “Is there room for improvement or anything you would change?”

Our experience with 4 pillars consulting group has been very positive. The realization and acceptance that our financial situation was beyond repair on our own was mentally and emotionally draining with a sense of failure thrown in. however, from the first appointment with Adrian Moore and throughout the subsequent meetings we were treated with dignity and kindness. He assured us this was not the end of our world; showed how there was a positive solution possible and so it has proved to be. His explanations of the debt reduction process; what to expect and what was expected of us were clear and timely so we were not overwhelmed. Also from the first appointment we felt a weight lifted and our lives become less stressful. We would highly recommend Adrian of the 4 Pillars Group to anyone in need of debt restructuring advice and help. Kamad & Janice W

Dear Sue I so appreciate you and your plan… I sent a friend to you and 4Pillars gave him the opportunity to reduce his accumulated debt into a workable plan. I’m so impressed with this opportunity…

Charlie was a professional from the very start. He coached me through a very stressful time in my life. In fact he is still working with me today to rebuild my financial stability. I know that I would not have been able to work through what I did without his help. I cannot say enough about how much I appreciate his work.

It was great having him in our corner

Debt reduced from $26,000 to $11,600

Blair was excellent. It was great having him in our corner. He has a real professional attitude which made us feel at ease and he made sure that everything was taken care of. I would highly recommend Blair to anyone feeling overwhelmed by debt! You feel very welcome the moment you walk in the door and even though you may be feeling ‘ashamed’, Blair helps you feel like it’s ok and the decision you made is the right one.

I was near exploding, emotionally when I called 4Pillars. A friend suggested 4Pillars when I asked her about bankruptcy. Upon calling 4Pillars and having my first consultation, I felt like I could breathe for the first time in a very long time. Once I gathered the required documents for the proposal I was relieved and surprised at how easy, have staff treated me with non-judgmental attitudes, and really cared about me and my situation. I think the universe for connecting me with 4Pillars!

In response to: “Is there room for improvement or anything you would change?”

Nothing, I see no room for improvement. We were completely satisfied. We wish we knew about 4 Pillar a lot sooner, we had no ides this kind of help was available! It was so easy and comfortable and we have our life back on the right track, we cannot thank you enough! Jennifer + Richard S

I am very happy. My stress level has gone down. There is a weight off my shoulders. Allan

My experience with Sue Grubac It felt like one of the lowest times in my life, the day I accepted the fact that my finances were out of control. I was riddled with shame, guilt, and stress. I feared judgement and persecution. During our initial meeting, I broke down emotionally. Sue has a very gentle and kind demeanour. I found her to be very compassionate and empathetic. Within the first thirty minutes of meeting Sue I had a renewed sense of hope and relief. Sue was able to thoroughly explain the consumer proposal process to me without overwhelming me. She is extremely knowledgeable. She’s a natural educator. The follow up planning meetings were extremely helpful. Sue helped me visualize and strategize a future without debt. This was the perfect solution for my situation. As a result I have my life back on track. I would highly recommend this process to everyone.

I am so happy with the outcome

Debt reduced from $55,000 to $18.300
$305/month for 60 months at 0% interest

Blair was extremely professional and handled every concern I had along the way. I was very doubtful but Blair assured me the process would be successful and was always quick to give me any information that I needed. I am so happy with the outcome and that I chose Blair to assist me through this stressful time.

No judgement and with concise instructions

This service was easily accessible and dealt with in a very personable manner. It was great to be met where I was with no judgment, and with understanding and clear concise instructions of what to do next. This service has helped me in moving forward and getting my life back on the right track.

Hi Charlie: I just wanted to give you a little update on how things are and how appreciative I am of your help during such a vulnerable time in my life. I feel the whole bankruptcy has gone very smoothly for me. I am very thankful for the counsel you gave me and I am so very glad I took this course of action. I feel like I have a new start and am able to live with a whole lot of freedom in my life right now. Thank you again, Charlie

Explained where my debt was accruing, helped break down simple solutions, and long-term goals for our family. Very approachable.

Charlie made a difficult time in our life turn out to be a simplistic and efficient transition. He made us feel valued and understood our unique situation. Thanks to Charlie our life is now less stressful and we are successfully moving forward.

Working with 4 Pillars, Darrell and his team has given me hope for a greater financial future. Everyone I dealt with was kind and compassionate. Elizabeth

Wish I did this years ago

Debt reduced from $45,200 to $13,800

Blair was amazing! Talked through process step by step, and made you feel supported and listened to. Wish I did this years ago, made our life a lot easier!! Thank you very much!!

My future has changed

Debt reduced from $23,000 to $7,250
$125/month for 60 months at 0% interest

When I saw the ad for 4 Pillars on Facebook it seemed too good to be true. I was struggling to pay off my student loan debts, and knew that I had nothing to lose at that point. From the minute I stepped into the office for my consultation, I knew I had made the right decision. Blair has made the entire process easy, positive and most importantly, stress free! He is professional, outgoing, and he can relate to the issues people face with creditors and debt. My embarrassment quickly subsided when we started working through my file, and I can honestly say that my future has changed. I no longer feel the weight of my debt hanging over me. I know that I am going to be able to live the life I want to live, debt free, because Blair took the time to make sure I got the best service possible. Blair is knowledgeable, confident and honest, and unlike the bigger companies, he will give you personal one-on-one service. I have saved thousands of dollars, and regained years of my life. My confidence has been restored and I can finally say that I will be living a debt free life very soon!

In response to: “Is there room for improvement or anything you would change?”

None everything was perfect When we were referred to 4 Pillars from a friend, we thought our options were limited. After speaking to Adrian, we saw the light at the end of the tunnel and got our first good night’s sleep in months. Heidi K

You reduced my debt from about $28,000 down to $9,000. No more sleepless nights or harassing calls. Now I have savings in the bank and with your help I am rebuilding my credit.

As of the 22nd June 2015, and thanks to the professional debt relief expertise and guidance of Sue Grubac of Four Pillars, my wife and I are now free of debt and no longer bankrupt. Hiring Sue to lead us out of our financial misery was the best investment we have made in a long time………it was money very well spent!

With Sue I felt as though my concerns were heard and addressed. I was always treated with respect and dignity. I have shared this service with friends.

I don’t know where we would be without 4 Pillars

I was such stressful times until I met Peter Temple. He has helped me by talking with me and discussing which way I should proceed with my life. I would recommend 4 Pillars to anyone and thankful that I found them. We were shocked how simple it was to dramatically reduce our debt. I don’t know where we would be without 4 Pillars.

We were very satisfied with the service we received. Very thankful for the accommodations made for my husband’s mobility and comfort. We felt very informed and respected throughout the process. Jennifer

Charlie, Thank you so much for your guidance and wisdom through this difficult time in my life! I am now awaiting a stress free future with endless opportunities and financial abundance. You have helped make my next step an easy one! Wishing you great success! All the Best,

I’m now looking at a fresh start and second chance

Debt reduced from $78,000 to $13,800
Paid lump sum through the Phoenix Fund

Life sometimes will throw you a curve ball and things can change so quickly. I was going through some major financial issues that were both stressful and embarrassing. I was barely keeping my head up and I knew that it was just a matter of time before I started drowning and this is when I contacted Blair. Right from the start, he was supportive, understanding and was determined to help. The perceived stigma of going through debt restructuring is real but talking to Blair, you are able to plan and see that light at the end of your financial struggle. Blair did an amazing job negotiating on my behalf and was able to reduce my debt from $78,000 to $13,800! I’m now looking at a fresh start and a second chance. I would definitely recommend Blair to anyone considering a consumer proposal and looking for that fresh financial start.

Charlie was amazing throughout my dealings with him. He directed me to the right resources to handle my financial problems. I have referred several people to Charlie and he has helped every person in an effective and genial manner. He saves people’s lives and their sanity, their homes, their future.

Very professional, helpful and caring!

Debt reduced from $51,600 to $12,000

With Blair’s help, I turned my financial story away from the brink of disaster. I highly recommend his help to anyone struggling under the load of debt. Very professional, helpful, and caring! Thank you Blair!

My husband and I were drowning in debt, unable to keep up with our monthly payments due to some unfortunate circumstances. Sue from 4Pillars helped us tremendously and we can now focus on saving for a down payment on a house. It’s also a real eye-opener on where all our dollars we’re going each month.

Going to Darrell at 4 Pillars was one of the best decisions of my life. The financial stress is a thing of the past. There was no judgement of my situation and the whole process went smoothly. It’s been a year now and we are doing great. We are actually able to put aside money for emergencies. I would definitely recommend it. Katherine

In response to: “Is there room for improvement or anything you would change?”

Present a higher profile, making people aware of your services. Our anxiety over financial problems were very quickly relieved when we were introduced to the $ pillars representatives. We were treated with care, concern and respect. We thought we were visiting friends who we hold in highest regard K and R.M

I was quite surprised what Blair was able to negotiate

$64,000 to $10,700
$185/month for 58 months at 0% interest

Thank you for all your help in restructuring my debt. I had no where to turn, except going bankrupt. This was a difficult process to go through. Blair was quite professional and was able to respond to all my questions. I was quite surprised what Blair was able to negotiate on my behalf.

Everything has gone so well with the proposal – it is a wonderful feeling to know there is light at the end of the tunnel and it’s not a train!! Thank you for your help and guidance.

Dear Charlie, Thank you so much for all your hard work and professionalism. I had lost all hope and saw no way out of our financial crisis. When my wife had heard one of your ads and booked us an appointment I was sceptical. I have always believed that if anything sounded too good to be true that it probably was. The outcome of your service to us has been amazing as we now have hope for our future, and no longer live with the agonizing stress of the weight that hung over our heads. I mostly appreciated how you only cared about what was the best course of action for our benefit. Thanks again.

You’ll be very relieved once you seek help, understanding your financial situation and the plan is in place.

Charlie had a very clear explanation of what is done and what will occur. He has a loud sense of humor and really knows his stuff. I am very happy with the results. Was worth doing – a cloud has been lifted.

Darrell is extremely helpful and knowledgeable. He found the best solution for my financial needs and the whole process was very smooth. I can definitely recommend him! Martina