4 Pillars
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Hear what hundreds of clients had to say

Average of 4.9 out of 5 from 1010 in-house reviews


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They were able to explain everything to me in a way I could better understand. The advice they have given me to get my life back on track has been great. And I look forward to the future knowing I have them on my side.

They were able to explain everything to me in a way I could better understand. The advice they have given me to get my life back on track has been great. And I look forward to the future knowing I have them on my side.

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Steve was very helpful in explaining my options and how to move forward

Steve was very helpful in explaining my options and how to move forward

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Steve is amazing to deal with!

Steve is amazing to deal with!

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Helps me a lot and Steve dubarry is good

Helps me a lot and Steve dubarry is good

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Steve taught me my options as a debtor, showed me where to improve and take control of my finances, I am well on my way to debt freedom and my credit score is climbing.

Steve taught me my options as a debtor, showed me where to improve and take control of my finances, I am well on my way to debt freedom and my credit score is climbing.

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4 pillars (Steven DuBarry) was very helpful and informative in successfully guiding me through the consumer proposal process and counselling me on credit rebuilding. I am so thankful and would highly recommend this service to anyone struggling with debt and financial security.

4 pillars (Steven DuBarry) was very helpful and informative in successfully guiding me through the consumer proposal process and counselling me on credit rebuilding. I am so thankful and would highly recommend this service to anyone struggling with debt and financial security.

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The Team at Better Finance, London ON

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It has been a pleasure working with 4Pillars. As professionals in the financial services field ourselves, we understand how important it is to find the right solutions for our clients. 4 Pillars has been an excellent resource and has worked with us to help a number of our clients improve their financial well-being. Our aim is to help clients through all stages in life by looking at their full financial picture. 4 Pillars shares this vision and puts client needs first. We have been happy with the way 4 Pillars has serviced our clients and we have no reservations in recommending her.

It has been a pleasure working with 4Pillars. As professionals in the financial services field ourselves, we understand how important it is to find the right solutions for our clients. 4 Pillars has been an excellent resource and has worked with us to help a number of our clients improve their financial well-being. Our aim is to help clients through all stages in life by looking at their full financial picture. 4 Pillars shares this vision and puts client needs first. We have been happy with the way 4 Pillars has serviced our clients and we have no reservations in recommending her.

London, ON

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Danelle Poitra

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As a Mortgage Broker, 4 Pillars has always been my first choice for clients needing a referral. They get the results my clients are looking for and don't leave the mess on the credit bureaus I have seen from other competitors. They definitely have their client’s best interests at heart!

As a Mortgage Broker, 4 Pillars has always been my first choice for clients needing a referral. They get the results my clients are looking for and don't leave the mess on the credit bureaus I have seen from other competitors. They definitely have their client’s best interests at heart!

Muskoka/Parry Sound, ON

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Jeannette Soley

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We are a mature couple with 4 grown children. Over the years we made some financial mistakes.... and they just got pushed to the back. We would get to them one day. Well one day finally came and our debt was still there. Someone suggested we talk to Ryan at 4 Pillars. We did. We sat down with him and his amazing team and we came to a great solution. We are now paying off our debt with one monthly payment. We have more in savings then we ever have and we are now heading in the right direction. The end is in sight... it is a way away but aside from our one payment we are debt free. Oh what a great feeling it is. A huge bonus for us was that on top of all the success with 4 Pillars, we gained friends. If you are going thru ANY financial struggles, we encourage you to sit down with the 4 Pillars team and see what they can do for you. There is a solution

We are a mature couple with 4 grown children. Over the years we made some financial mistakes.... and they just got pushed to the back. We would get to them one day. Well one day finally came and our debt was still there. Someone suggested we talk to Ryan at 4 Pillars. We did. We sat down with him and his amazing team and we came to a great solution. We are now paying off our debt with one monthly payment. We have more in savings then we ever have and we are now heading in the right direction. The end is in sight... it is a way away but aside from our one payment we are debt free. Oh what a great feeling it is. A huge bonus for us was that on top of all the success with 4 Pillars, we gained friends. If you are going thru ANY financial struggles, we encourage you to sit down with the 4 Pillars team and see what they can do for you. There is a solution

Muskoka/Parry Sound, ON

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Danielle Johnson

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As a bookkeeper, I would highly recommend Ryan and 4 Pillars to assist anyone who is struggling financially. Having seen clients struggling with the current economic situation, it is such a relief for all parties when I can recommend a service as effective as the options offered by this company to provide solutions aside from high interest consolidation loans, or worse…bankruptcies. I make sure to tell everyone I come into contact with; “Before you settle on any extreme ‘solutions’, be sure to consider what this company has to offer!” Once you hear and see what they can do for you or anyone in a high debt situation, it would be a disservice to keep these experiences to oneself!!!

As a bookkeeper, I would highly recommend Ryan and 4 Pillars to assist anyone who is struggling financially. Having seen clients struggling with the current economic situation, it is such a relief for all parties when I can recommend a service as effective as the options offered by this company to provide solutions aside from high interest consolidation loans, or worse…bankruptcies. I make sure to tell everyone I come into contact with; “Before you settle on any extreme ‘solutions’, be sure to consider what this company has to offer!” Once you hear and see what they can do for you or anyone in a high debt situation, it would be a disservice to keep these experiences to oneself!!!

Muskoka/Parry Sound, ON

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Cathy Ferreira

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Thank you Laurence 4 Pillars really helped me when I was going through a difficult time in my life. It wasn't easy to make the first call to their office, but it was easy to move forward once I knew exactly how 4 Pillars works. The first consultation was informative and I quickly realized which direction my family and I needed.

Thank you Laurence 4 Pillars really helped me when I was going through a difficult time in my life. It wasn't easy to make the first call to their office, but it was easy to move forward once I knew exactly how 4 Pillars works. The first consultation was informative and I quickly realized which direction my family and I needed.

Barrie, ON

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Nicole Jenniex

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4 Pillars was recommended to me by a friend. I thought what the heck, the worst thing they could possibly say is we can't help you. I was extremely impressed that they were able to help. I was originally denied a consumer proposal from another company. I was facing, I think you would call it a lawsuit, from the bank. I was scared to lose my home. I had thousands in debt and they were able to get it down to pennies on the dollar. They have been a God send. Thank you 4 Pillars!

4 Pillars was recommended to me by a friend. I thought what the heck, the worst thing they could possibly say is we can't help you. I was extremely impressed that they were able to help. I was originally denied a consumer proposal from another company. I was facing, I think you would call it a lawsuit, from the bank. I was scared to lose my home. I had thousands in debt and they were able to get it down to pennies on the dollar. They have been a God send. Thank you 4 Pillars!

Muskoka/Parry Sound, ON

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Anna Masci

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We want to thank you Laurence for getting us out of debt and a financial crisis. We recommend 4 Pillars Barrie to anyone who needs a little or a lot of help. Signed grateful, A.M.

We want to thank you Laurence for getting us out of debt and a financial crisis. We recommend 4 Pillars Barrie to anyone who needs a little or a lot of help. Signed grateful, A.M.

Barrie, ON

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Harold Plotnikoff

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Well folks, after being turned down from basically every financial avenue out there I lost all hope tell I came across a post on Face Book back in 2013. I laughed, but was desperate, and wanted to see if what 4Pillars (Ryan Brown) mentioned was actually real, so I sent him an email. OK, it is actually a real thing, Ryan and 4Pillars have changed my life forever. They restructured all my debt, freed up cash flow all without bankrupting me, set up credit rebuilding tactics, which basically allows me to live my life again in a more conscious smarter and funner way. If anyone has any Doubt Please don't, it is real and I Highly Recommend 4Pillars to any and all people out there who are in facing financial difficulties. Thanks 4Pillars!!!!

Well folks, after being turned down from basically every financial avenue out there I lost all hope tell I came across a post on Face Book back in 2013. I laughed, but was desperate, and wanted to see if what 4Pillars (Ryan Brown) mentioned was actually real, so I sent him an email. OK, it is actually a real thing, Ryan and 4Pillars have changed my life forever. They restructured all my debt, freed up cash flow all without bankrupting me, set up credit rebuilding tactics, which basically allows me to live my life again in a more conscious smarter and funner way. If anyone has any Doubt Please don't, it is real and I Highly Recommend 4Pillars to any and all people out there who are in facing financial difficulties. Thanks 4Pillars!!!!

Muskoka/Parry Sound, ON

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Leo &Marian Tarbett

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Laurence

Laurence

Barrie, ON

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Cathy Brown

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Working in an accounting office we meet people who are in desperate straights financially because of debt owed. I have sent clients to Ryan Brown in the past and am very happy with the results that he has achieved for them. There is no hesitation in using his services or recommending him to anyone who needs debt help. If you are seeking debt help, give Ryan at 4 Pillars a call, you will not regret it.

Working in an accounting office we meet people who are in desperate straights financially because of debt owed. I have sent clients to Ryan Brown in the past and am very happy with the results that he has achieved for them. There is no hesitation in using his services or recommending him to anyone who needs debt help. If you are seeking debt help, give Ryan at 4 Pillars a call, you will not regret it.

Muskoka/Parry Sound, ON

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Debra Lockhart

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Laurence was a great person to work with. He was up front and honest with me about everything and took the time to explain to me all the options I had. I will certainly tell anyone I know to contact him when they find themselves needing financial advice regarding debt.

Laurence was a great person to work with. He was up front and honest with me about everything and took the time to explain to me all the options I had. I will certainly tell anyone I know to contact him when they find themselves needing financial advice regarding debt.

Barrie, ON

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Cale Jones

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This Cale Jones of Drive Credit Canada. We highly recommend 4 Pillars for anyone struggling with their credit. This company truly has a strategic plan to decrease you payment load and increase your credit rating. It's amazing. I recommend this company and service to all my customers. Great job guys!!!! Way to help people out!!!!!!

This Cale Jones of Drive Credit Canada. We highly recommend 4 Pillars for anyone struggling with their credit. This company truly has a strategic plan to decrease you payment load and increase your credit rating. It's amazing. I recommend this company and service to all my customers. Great job guys!!!! Way to help people out!!!!!!

Muskoka/Parry Sound, ON

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John Beauchamp

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I recently went there my fiance and her sister have had her help now she is helping me unable to keep up with credit cards and bill's it is a great relief now thanks to 4 pillar I'm able to keep my head above water now thanks to your help.

I recently went there my fiance and her sister have had her help now she is helping me unable to keep up with credit cards and bill's it is a great relief now thanks to 4 pillar I'm able to keep my head above water now thanks to your help.

Barrie, ON

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Richard McIntyre

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Ryan and his team show real passion for what they do. They offer great stress relief! I highly recommend them to family and friends as they are true professionals.

Ryan and his team show real passion for what they do. They offer great stress relief! I highly recommend them to family and friends as they are true professionals.

Muskoka/Parry Sound, ON

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Lynne Lablanc

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Laurence is AMAZING! We went to him 5 years ago, drowning in debt. He helped us so much and we are now debt free, and pay in cash! I'd recommend to anyone who is struggling to reach out to him. You will sleep better at night for it.

Laurence is AMAZING! We went to him 5 years ago, drowning in debt. He helped us so much and we are now debt free, and pay in cash! I'd recommend to anyone who is struggling to reach out to him. You will sleep better at night for it.

Barrie, ON

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Tammy Henkelman

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Ryan and his team at 4 Pillars have consistently been able to help my clients solve their debt and put their financial burden to rest. As a professional in the financial industry, I have not found any other company that does what 4 Pillars does. Beware of counterfeits. If you or someone you know needs a solution to their financial/debt challenges, 4 Pillars should be the only choice. They are NOT bankruptcy trustees and work solely to the benefit of their clients. Thank you Ryan and team for helping my clients sleep better at night!

Ryan and his team at 4 Pillars have consistently been able to help my clients solve their debt and put their financial burden to rest. As a professional in the financial industry, I have not found any other company that does what 4 Pillars does. Beware of counterfeits. If you or someone you know needs a solution to their financial/debt challenges, 4 Pillars should be the only choice. They are NOT bankruptcy trustees and work solely to the benefit of their clients. Thank you Ryan and team for helping my clients sleep better at night!

Sudbury, ON

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Joyce Griffin

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Hi I have had an excellent experience with 4 Pillars and I encourage anyone with financial problems to contact them! They treat you with respect and dignity. I always feel like they are my family. And who else can you turn to when you have problems. They helped me loose a lot of my debt and helping me rebuild my life, credit and all. If you feel lost and drowning in your debt give them a call. Yours Joyce

Hi I have had an excellent experience with 4 Pillars and I encourage anyone with financial problems to contact them! They treat you with respect and dignity. I always feel like they are my family. And who else can you turn to when you have problems. They helped me loose a lot of my debt and helping me rebuild my life, credit and all. If you feel lost and drowning in your debt give them a call. Yours Joyce

Sudbury, ON

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Melissa Morin

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I've heard nothing but great things about this company from several people. I highly recommend contacting them if you are in need of financial guidance!

I've heard nothing but great things about this company from several people. I highly recommend contacting them if you are in need of financial guidance!

Sudbury, ON

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Shauna McBride

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Thank you so much Ryan and Marissa for all your help. Because of you, and all your hard work, I can now again sleep at night. I feel like a huge weight has been lifted off my shoulders. Your counseling sessions, and friendly manner put me at ease right off the start. I will most definitely be recommending you to friends and family. Thanks again!!

Thank you so much Ryan and Marissa for all your help. Because of you, and all your hard work, I can now again sleep at night. I feel like a huge weight has been lifted off my shoulders. Your counseling sessions, and friendly manner put me at ease right off the start. I will most definitely be recommending you to friends and family. Thanks again!!

Sudbury, ON

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Curtis Fisher

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I personally witnessed Ryan Brown and the team at 4 Pillars turn lives around with their services! If you or anyone you know is about to reach out for debt services, make sure 4 Pillars is called upon first!!

I personally witnessed Ryan Brown and the team at 4 Pillars turn lives around with their services! If you or anyone you know is about to reach out for debt services, make sure 4 Pillars is called upon first!!

Sudbury, ON

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Jolene Louise Hutmacher

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They have helped relieve finial stress when I thought I would never be able too. They were professional but compassionate too.

They have helped relieve finial stress when I thought I would never be able too. They were professional but compassionate too.

Sudbury, ON

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Serena Creighton

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Helping tremendously in getting back on track. I have learned more than I could have imagined

Helping tremendously in getting back on track. I have learned more than I could have imagined

Sudbury, ON

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Dan Sims

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Ryan and Sharon have been a great resource for my clients who are in desperate need of a debt solution. Having worked in the financial industry for over 10 years, there are times when a fresh start is needed. Our current economic conditions and all of the debt granted by institutions has left several families in a very tough position. Stress from an overloaded debt situation doesn't have to be permanent. I've sent several clients to Ryan and Sharon and will continue to do so in the future. Thanks guys!

Ryan and Sharon have been a great resource for my clients who are in desperate need of a debt solution. Having worked in the financial industry for over 10 years, there are times when a fresh start is needed. Our current economic conditions and all of the debt granted by institutions has left several families in a very tough position. Stress from an overloaded debt situation doesn't have to be permanent. I've sent several clients to Ryan and Sharon and will continue to do so in the future. Thanks guys!

Sudbury, ON

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Yvonne Reindel

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Trevor was a great help during a time when I felt stuck and overwhelmed. I was hesitant to admit that I needed help with my debt, but he was friendly, approachable, and made it easier than I thought it would be. Thanks Trevor for your help!

Trevor was a great help during a time when I felt stuck and overwhelmed. I was hesitant to admit that I needed help with my debt, but he was friendly, approachable, and made it easier than I thought it would be. Thanks Trevor for your help!

Oshawa, ON

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Chris Storms

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Trevor is very easy to talk to and knows how to get your debt problems solved!!!! Would highly recommend. Thanks Trevor!!!!!!

Trevor is very easy to talk to and knows how to get your debt problems solved!!!! Would highly recommend. Thanks Trevor!!!!!!

Oshawa, ON

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Brandi Oldfield-Webb

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Trevor is friendly, honest and extremely trustworthy. He creates the best solution for your financial situation and assists with keeping you focused on your budget and financial goals! A+++++

Trevor is friendly, honest and extremely trustworthy. He creates the best solution for your financial situation and assists with keeping you focused on your budget and financial goals! A+++++

Oshawa, ON

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David Cowan

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David Moffatt and 4Pillars gave me a new lease on life. They helped me get rid of an overwhelming and crippling debt that I figured I was always going to be stuck with. David is very professional, does a thorough job and really cares about his clients. I would highly recommend David Moffatt and 4Pillars to anyone who is having debt problems.

David Moffatt and 4Pillars gave me a new lease on life. They helped me get rid of an overwhelming and crippling debt that I figured I was always going to be stuck with. David is very professional, does a thorough job and really cares about his clients. I would highly recommend David Moffatt and 4Pillars to anyone who is having debt problems.

Halifax, NS

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Alicia MacGrath

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I have to say, I am in the best possible financial place...FINALLY!!! All thanks to 4 Pillars Consulting, Debt Relief and David Moffatt. I have to admit, I was nervous and skeptical at first to go through a debt consulting agency as I didn't know much about this entire process, but I was brought up to speed with the help of David and his team. I was over $18,000 in debt as a single woman working two jobs, so it was incredibly stressful; but going through a recommended Consumer Proposal, he brought me down to only $6000.00! I was absolutely thrilled! He took the time step-by-step to explain to me how the process works and was completely realistic as to what was expected and thankfully, everything went without a hitch. David was honest, professional, respectful and made me feel at ease as I trusted him and the work he was doing to help me get back on financial track. His rates are also incredibly reasonable and to be honest, I feel he may have been underpaid for his work. He also went out of his way to make personal calls and responded almost immediately to any questions I had. I would highly recommend 4 Pillars and David to help with your debt and also the "after care" as he is still continuing to provide his services to rebuild my credit and I will be back in good credit/ financial standing in less than a couple of years!

I have to say, I am in the best possible financial place...FINALLY!!! All thanks to 4 Pillars Consulting, Debt Relief and David Moffatt. I have to admit, I was nervous and skeptical at first to go through a debt consulting agency as I didn't know much about this entire process, but I was brought up to speed with the help of David and his team. I was over $18,000 in debt as a single woman working two jobs, so it was incredibly stressful; but going through a recommended Consumer Proposal, he brought me down to only $6000.00! I was absolutely thrilled! He took the time step-by-step to explain to me how the process works and was completely realistic as to what was expected and thankfully, everything went without a hitch. David was honest, professional, respectful and made me feel at ease as I trusted him and the work he was doing to help me get back on financial track. His rates are also incredibly reasonable and to be honest, I feel he may have been underpaid for his work. He also went out of his way to make personal calls and responded almost immediately to any questions I had. I would highly recommend 4 Pillars and David to help with your debt and also the "after care" as he is still continuing to provide his services to rebuild my credit and I will be back in good credit/ financial standing in less than a couple of years!

Halifax, NS

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Peter Baker

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Thanks Trevor for your assistance and guidance during this trying time.There really is light at the end of the tunnel. CHEERS !

Thanks Trevor for your assistance and guidance during this trying time.There really is light at the end of the tunnel. CHEERS !

Oshawa, ON

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David Clarke

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I have had the pleasure of working alongside David Moffatt with several clients and his professionalism and work ethic is second to none.

I have had the pleasure of working alongside David Moffatt with several clients and his professionalism and work ethic is second to none.

Halifax, NS

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Susan McMullen

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Trevor is knowledgeable and understanding and he does not judge. These are great qualities in his line of work. I only wish we had done this sooner.

Trevor is knowledgeable and understanding and he does not judge. These are great qualities in his line of work. I only wish we had done this sooner.

Oshawa, ON

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Gary Mcavoy

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David is the best in taking care of your debits .very professional in what he does and how he treats people Tks David you are a life saver

David is the best in taking care of your debits .very professional in what he does and how he treats people Tks David you are a life saver

Halifax, NS

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