4 Pillars

There is a way out.

Find a debt solution that works for you.

We help to reduce your debt by up to 80% and get you back on track.
Up to 97% of families successfully complete the plans we create and become debt free.

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COVID-19 Update: We are here to help during these difficult times. Click here to learn more about the programs available to you and contact us today for a personalized review of your financial options.

4 Pillars Hamilton

  • Sonia Oliveira

  • 4145 North Service Road
    Burlington, ON
    L7L 6A3
  • 905-974-9889
  • hamilton@4pillars.ca
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4 Pillars Hamilton

Sonia Oliveira

Debt Consultant

Area of Specialization

Sonia specializes in assisting individuals and families who are experiencing a financial crisis. Sonia provides a number of services to her clients, including:

  • Professional consulting regarding client's personal financial situation
  • Debt Restructuring Assessment
  • Evaluation of both individual and family budgets
  • Negotiating with creditors
  • Asset protection & refinancing recommendations

Hamilton Debt Restructuring Information

The 4 Pillars advantage gives our clients peace of mind that comes from choosing one of the oldest and largest debt restructuring companies in Canada. Our debt restructuring, credit rebuilding and, budgeting services, offered through our Clients For Life™ program, allow us to assist our clients to remove the financial barriers they face and move forward with their financial goals, be that saving for retirement, buying a house or putting their kids through school. No other Canadian company offers such an integrated system for creating financial stability.


Hamilton Testimonials

We were shocked how simple it was to dramatically reduce our debt. I don't know where we would be without 4 Pillars.

Chris B., Police Officer

4 Pillars explained all our options in an easy to understand way. Thanks to their expertise and knowledge, restructuring our debt was easy.

Cathy & Jim T., Mill Worker

We would like to extend our appreciation for your unwavering ability and professionalism at this trying time for us. I would highly recommend 4 Pillars to anyone.

Ken T., Telecommunications Specialist

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"The stress and worries are over. We are living again."
Actual client testimonial. Name removed to protect privacy.
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