We help to reduce your debt by up to 80% and get you back on track. Up to 97% of families successfully complete the plans we create and become debt free.



David Heysel helps Oshawa, Whitby, Pickering-Ajax and Clarington families as well as local businesses create debt restructuring plans, rebuild their credit, and develop a plan to get out of debt.
David has been a debt consultant with 4 Pillars since 2020. Prior to that he spent 8 years in the finance industry with a focus on helping Canadian families rebuild their credit.
In that time David has seen virtually every conceivable situation and used his extensive experience to create effective debt restructuring plans for debts ranging from $10,000 to more than $100,000. As a debt consultant, David has continued to expand his areas of expertise which now include credit rebuilding and budgeting services.
I have lived in Pickering since 2016 and Ontario since 2009. In that time, I have come to believe that Pickering is one of the best places on Earth to raise a family. I enjoy hiking and camping with my family and am grateful that Pickering is just a few kilometers to some trails with beautiful scenery and challenging terrain. I do have to admit to a preference for the downhills. I feel very fortunate to have operated my home office here since I started with 4 Pillars. In those years I have been fortunate to have helped so many families and individuals in Durham region deal with their debt and get their lives back on track. I still operate my home office which offers a private and professional atmosphere to meet with my clients. Despite 4 Pillars national presence we have always felt it is very important to have a strong connection with the local community and what better way than living right in the middle of it.4 Pillars can put you on track to achieve your financial goals. We can help you with budgeting strategies, money coaching and debt elimination and then guide you through the steps to rebuild your credit. Let us help you through your challenging times.
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