Discover the debt solutions that work for you.
Get your debt assessed for free by our debtor advocates.
Compare all your options including Debt Consolidation, Bankruptcy and Consumer Proposal.
Learn how to manage your money with our online courses.
Consolidating your debt is easier than you think.
Rebuilding credit is made simple and effortless.
4 Pillars consultants offer a variety of services specific to people in debt. We outline the options available to you and walk you through the process so you find the best solution available. Your debt solution will likely be one of the following:
Seeking bankruptcy protection is occasionally the only option. We will help you through it and show you how to avoid it ever happening again.
A viable restructuring option for over 45,000 Canadian a year, a Consumer Proposal allows the consumer to seek legal protection from their creditors and pay back only a portion owed.
Once you’re out of debt, our customized aftercare plan will get your credit headed back in the right direction.
