Saving lots of Bank: Who’s Your Mary Poppins? Who doesn’t love the delightful story of Mary Poppins! She comes into to your life, organizes and cleans with a song, takes you on exciting adventures in your mind, and teaches you the value of flying a kite. Why she’s practically perfect in every way. A Spoonful...Continue reading
Pack Up Your Troubles and Hit the Road: A Debt Journey For many that is the dream. Packing a bag and hitting the road, no real destination in mind. After all, the adventure lies in the journey. So, what is stopping your dream from happening? Oh yeah, reality. Bills. Work. Family. Responsibilities. That stuff. Grab...Continue reading
What Do You Mean By Debt Consolidation? About once a week I’ll answer my phone and hear the following… “Hi, yes, I’d like to chat with you about consolidating my debts…do you do that?” At this point I know I’m going to have to provide some clarity. I usually suspect the person I’m speaking with...Continue reading
Debt Settlement: A Life Boat is a Sea Of Financial Woe. What?!!!! You didn’t win the big Powerball in the States? I’ll bet you were also just 6 numbers away from winning last week’s Lotto Jackpot, weren’t you? If you’ve ever used the phrase “When My Ship Comes In” I’ve got bad news for you. ...Continue reading
Today, I want to share two positive things. Our goal at 4 Pillars is to educate you, showing you the different ways out of debt. It’s a mission we really do believe in. 4 Pillars’ Troy Tisserand was recently recognized by the Financial Consumer Agency of Canada (which is run by the Government of Canada)...Continue reading
The debt system in Canada is broken. The industry knows it. But things are getting better for Canadians dealing with large amounts of debt. The insolvency industry may not have realized it yet, but is going through a shake-up and how consumers deal with debt is changing for the better. The current debt system in...Continue reading
Shortly after completing their training one of our new offices asked me: “what does ‘clients for life’ really mean? Isn’t our entire service designed so that they don’t become repeat clients? That they get out of debt and never face further financial challenges again?” I thought this was a great question and if one of...Continue reading
The debt situation: A family contacted our 4 Pillars office in Barrie Ontario. They had $120,000K in unsecured debt. They were considering bankruptcy. Monthly payments: Their minimal debt payments had risen to a crippling $3,500 per month. Methods they had tried: The family accepted full responsibility for their debt. They had already looked at other debt solutions. One...Continue reading
Photo credit: Len dela Cruz We recently asked our Debt Bootcamp students: what’s preventing you from getting professional help with your debt? The number one reason? They were “ashamed of their debt.” As a few of our students put it: “Fear…that I haven’t done enough myself. I created this mess I should be doing more to...Continue reading
Filing bankruptcy in Canada can be confusing. These 8 steps will make it simple and explain everything you need to know. You probably already know the basics of bankruptcy in Canada. You know that it severely affects your credit rating. You may also know that you might get to keep a few assets (like...Continue reading
