20-year financial veteran Paul Murphy shows how to rebuild your credit in Canada, the mechanics of how credit ratings are calculated, and why missing a payment or two isn’t as large a factor in credit ratings as you might think.  Today, I want to answer one of the biggest questions we get: how to rebuild my...Continue reading

Credit is a fact of life There is an old expression that there are only two things you can be certain of in this life: Death and taxes. To that, I am going to add “credit”. In today’s world, credit makes the world go ‘round. Of course, most Canadians access credit to make a big...Continue reading

What is Credit Rebuilding? Credit rebuilding is basically the process of turning poor or bad credit into positive or good credit. There is no magic bullet to credit rebuilding. When rebuilding or re-establishing credit, time is your friend. Why is Credit Rebuilding important? Credit rebuilding is important because there are hundreds of thousands of Canadians...Continue reading