This article is by Trevor Glasser, a debt consolidation expert in Oshawa, Ontario.  Trevor Glasser has over 7 years of experience helping Oshawa families and businesses get out of debt. Many consumers struggle with trying to figure out if they are in trouble or not. How do you objectively determine what your financial health is...Continue reading

This is the true story of a man who lost his business and fell deep into debt. We asked him to tell his story. These are his words which we’ve left unedited.  This is an on-going story. You can read month one here.  In March, I had to close my advertising agency and let all my...Continue reading

This post is by Bob Osborne, from our 4 Pillars Kootenays office. You can read his bio and find out about his debt consolidation services for Castlegar, Nelson, Cranbrook, Trail, and Grandforks here.  I was playing with my phone –Galaxy 4 – I am no techy by the longest stretch of the imagination when I come across...Continue reading

This article is by Paul Murphy, our VP and financial literacy expert with 15+ years of investment and banking industry experience.   We often get asked, “I missed a mortgage payment. What happens now?” While missing a mortgage payment is serious, you do have options.  Here’s some advice about what to do next. If you don’t want...Continue reading

If you are tired of the standard debt advice (cut expenses; live like a monk), you’re in luck . . . . . .because today I’m going to share a huge practical list of the absolute best ways to get out of debt.  I’ve worked in the financial world for 20+ years and my company...Continue reading

Many people I meet ask the question: “why not just visit a Trustee in Bankruptcy or a Credit Counsellor by myself?” At 4 Pillars, we take the view that when in the debt advisory business you either act for the creditor, or act for the debtor. It’s impossible to give good sound advice to both...Continue reading

This is the true story of a man who lost his business and fell deep into debt. We asked him to tell his story. These are his words which we’ve left unedited. This is a 7-part series and we will be following his progress. You can read month one here. Month Two: Facing Bankruptcy I Make a...Continue reading