Debt Help and Debt Restructuring from the Bank of Mom When you’re a mom you wear a lot of hats; chauffer, chef, banker, mediator, teacher, and maid.  As your kids get older hopefully they start to fend for themselves.  Occasionally you’ll get called upon to cook a meal, give a ride, and lend them a...Continue reading

Experiencing debt is stressful, and often takes a toll on your day-to-day lifestyle and health. While it’s easy to become overwhelmed, there are ways to deal with and manage your debt wisely, and get your financial future back on track. 4 Pillars Consulting Halifax is here to help you. It’s important to analyze your overall...Continue reading

There are many reasons that achieving and maintaining a good credit score is important. If your credit score has dropped as a result of struggling with debt or filing a consumer proposal or a bankruptcy, you’ll quickly realize the limitations it places on you. While 4 Pillars Debt Solutions of Muskoka & Parry Sound assists...Continue reading

Debt Issues, Who Can You Trust?   4 Pillars East Windsor When did we stop trusting people?  Did it happen overnight or did our trust get taken from us, a little at a time, until there was nothing left.  Admit it, random acts of kindness, though lovely, are often met with a dash of suspicion.  If...Continue reading

Debt Issues, Who Can You Trust? 4 Pillars St. John’s We live in cynical times.  Suspicion is everywhere; from the employer who insists on checking your hand bag before you can leave the premises to security cameras popping up on every street corner.  People are even being told to cover up their web cams for...Continue reading

Debt and Quicksand: Struggling to stay afloat In the movies, the guy who falls into quick sand is immediately sucked under unless the hero shows up and uses a tree branch to pull him out in the nick of time.  Unlike ‘movie’ quicksand, real quicksand has more in common with your debt.  In reality, when...Continue reading

Saving for a Rainy Day when Debt is your Umbrella. From a very young age we’re told the importance of saving for a rainy day.  And when you live on the lower mainland that is a lot of rainy days.  Unfortunately many Canadians are not prepared for a rainy day; living paycheque to paycheque has...Continue reading

Debt Stew: A Hearty Helping of Financial Reality When the cold winter wind is blowing in your face and the icy rain and snow have you sliding out of your comfort zone, it’s nice to come home to a warm comforting meal.  Whether you are being soothed by a hearty stew, homemade soup, or a...Continue reading

Inventory Time: Marking Down and Clearing out your Debt The new year is a big time for retailers.  They’re coming down from the Christmas rush and scrambling to clear out old inventory to make room for spring and summer merchandise.  It’s a time when most retailers start to take stock of what they have.  They are...Continue reading

Life after Debt: Rebuilding with 4 Pillars East Windsor When your life is consumed with debt it’s hard to focus on anything else, let alone imagine what your debt free future might look like.  At best it feels like wishful thinking (like winning the lottery) at its worst you are left feeling hopeless.  Is it...Continue reading