How to Use Your Credit Card Responsibly Credit cards can be a useful tool when it comes to your finances. They give you the ability of buying now and not having to pay it off until the grace period is up at a later date. There are also many fantastic rewards available through many different...Continue reading
Conquering Your Debt with a Rock N Roll Attitude A rolling stone gathers no moss, but back in the day it did make some pretty good music! You Can’t Always Get Want You Want When you’re living with debt you slowly lose control of your life while your debt dictates where you do and don’t...Continue reading
70s 80s 90s or 00s: Which Debt Generation Are You? In the 60s The Who sang about ‘My Generation’. The 70s were the ‘Us Generation’, The 80s were the ‘Me Generation’, the 90s were about flannel shirts and alternative music, While the Millennials are a tech savvy group of trendsetters sharing their new found enlightenment...Continue reading
Hot Springs Vs Hot Water: Vacationing in Debt No trip through the mountains is complete without a relaxing soak in the local Hot Springs. The mineral dense waters take your cares away and you can practically feel the stress of daily life leaving your body as you gaze up at the snow covered peaks. When...Continue reading
6 Tips to Help You Reduce Your Debt in Winnipeg Imagine the freedom of being debt free! No financial stress, no loan payments, no mortgage. But how do people get to that point? It is not an easy road to becoming debt free, but sometimes making small changes can help you get you to your...Continue reading
Did having weekly chores as kid keep you from getting out of debt as an adult? Every parent strives to teach their children about accountability, responsibility, and that actions have consequences. The tasks begin simply enough; make your bed and bring in the mail every day and you’ll get an allowance. Ah, the first taste...Continue reading
Debt Help: A Prescription for Life Got a headache? There’s a pill for that. Nasty Rash? There’s a cream for that. Muscle Strain? Apply cooling gel. Tummy Troubles? Take an antacid. Cuts and Abrasions? Disinfect and apply a band aid. Living with the long term effects of debt? There’s a cure for that too. When...Continue reading
Debt is a lot like mold. Left unattended it grows and grows and grows. In fact the longer you hold onto your debt, the larger it gets until you find yourself living in a toxic financial environment. With late or missed payments comes mounting interest rates and exorbitant fees and penalties. The first casualty is...Continue reading
Regret is a powerful thing. It can paralyze you, force you to live in the past and plague you with self-doubt. When all of your stories begin with IF ONLY I’D… you’re not looking forward, you’re stuck in a world of regret. Some regret is temporary, “If only I hadn’t eaten the whole tub of...Continue reading
How does 4 Pillars help reduce debt in 2026? For the blog today, I would like to answer some questions that you may be thinking about, but haven’t asked yet. I want to help you understand what we at 4 Pillars actually do for you, the client, and how our services help you to reduce...Continue reading
