Is Vehicle Debt Killing You? By Bob Hauck, 4 Pillars Kamloops (January 2016) Sometimes people come to us and the biggest issue they’re having is their vehicle debt—it’s ‘killing’ them. How does this happen? Easy enough! Occasionally I meet with people who have decided to buy a pretty expensive vehicle, often loaded up. At the...Continue reading
A Kamloops, BC Debt Relief Story December 10, 2015 THE SITUATION Cliff and Rita knew they were in financial trouble, and it scared them. Cliff had started a small contracting business several years ago and in the first year of operation, it seemed like he was having to buy a new piece of equipment every...Continue reading
Bankruptcy Trustees: Know your friends There’s an old saying that you don’t really know who your friends are until you need them. When you’re experiencing financial difficulties it’s easy to see who your real friends are… they’re the ones still taking your calls! Now these friends will want to help, offering sage advice on how...Continue reading
Debt Settlement – Waking from the Nightmare You know that dream where you’re on the run, trying to escape some evil, faceless, force that is trying to destroy you. But wherever you hide, it’s close behind and just off in the distance you see your family pleading with you to save them. As you...Continue reading
How to stop collection agency calls in Canada Are you getting collection calls at work and home? Don’t worry—there’s a way out and a proper way to get collection agencies to stop harassing you. “Mr. Simpson, I’m calling to inform you that your Visa bill is 3 payments past due. You owe us $5,689.25 and...Continue reading
Today, I want to share two positive things. Our goal at 4 Pillars is to educate you, showing you the different ways out of debt. It’s a mission we really do believe in. 4 Pillars’ Troy Tisserand was recently recognized by the Financial Consumer Agency of Canada (which is run by the Government of Canada)...Continue reading
Shortly after completing their training one of our new offices asked me: “what does ‘clients for life’ really mean? Isn’t our entire service designed so that they don’t become repeat clients? That they get out of debt and never face further financial challenges again?” I thought this was a great question and if one of...Continue reading
Debt Settlement: A Permanent Vacation from your Debt All summer long you’ve listened to friends tell you about their fabulous vacations. They’ve blogged about grand adventures, posted pictures of amazing escapades, and regaled you with humorous antidotes about that time they did that thing. And when they get around to asking about your summer, you...Continue reading
Personal Debt: The house guest who won’t leave You’ve tried to be polite. You’ve dropped subtle hints. You’ve even short sheeted the bed in the guest room. But still, you’re stuck with a guest who refuses to leave. A once welcome friend or family member who now eats all your food, runs up your phone...Continue reading
Looking out for Number One or looking after your interests? We live in a cynical world. There’s no such thing as a ‘free’ lunch, the flirty waitress is working for tips, and the friend who just praised you to the heavens is probably going to ask for a favor. Though age and experience has left...Continue reading
