What happens when you do a consumer proposal? How much can I save with a consumer proposal? What is the downside of a consumer proposal? What is consumer proposal process? Understanding the Consumer Proposals Consumer proposals are a valuable resource for individuals struggling with credit card debt. These services offer a way to save on credit...Continue reading
How to Live a Debt-Free Retirement Retirement is the perfect time to spend your hard-earned savings. But it will be difficult to do so if you start this new chapter of your life with debt. Unfortunately, retiring with debt is actually quite common, with 4 out of 10 Canadians doing so. Though retirees carry less...Continue reading
As a debt restructuring specialist, I spend all my days working with and for Canadian consumer debtors facing insolvency. When you approach insolvency, you are basically seeking to negotiate with your creditors to relieve or eliminate your debt, and our job is to help our clients understand this process and make the best decisions possible...Continue reading
What Kind Of Debt Help Does 4 Pillars Oshawa Provide? Today I would like to let you know how I can help Durham individuals, families and small businesses get out of debt. One of my primary roles is to educate debtors about their options and how the various processes work. The key to getting out...Continue reading
Halloween on a budget Halloween is quickly becoming one of the most popular holidays in Canada, with expanding opportunities to celebrate. The decorations, costumes, candy, and parties provide more and more temptation, as well as stress on your budget. While having the coolest haunted house on the street may sound fun, it’s not always realistic...Continue reading
Debt and Retirement Whether retiring at 55 or at 65 years of age, a majority of Canadians will be carrying debt and that debt will be gathering interest for many more years. Waiting until retirement to then start looking to solve debt may seriously limit options; in fact the switch to living on a fixed...Continue reading
Why Durham Clients Choose 4 Pillars for Debt Re-structuring Services As anyone who has been through financially challenging times knows it can be a very emotional experience. Those emotions can range vastly for everyone including: sadness, frustration, embarrassment, anger, isolation, feelings of inadequacy and more. It is very difficult to face up to the challenge...Continue reading
I recently heard one particular Bankruptcy Trustee, now known as Licensed Insolvency Trustee(LIT), advertise free financial advice. What does that mean? Does it mean a free one hour consultation? Or could it be they will file a consumer proposal or a bankruptcy for you and you don’t pay them any fees? Whatever it means, nothing...Continue reading
So, you’ve got some debts, and your attempts to solve the problems on your own haven’t worked out. You’re either a renter, or the house you own doesn’t have enough equity in it to refinance and come up with enough money to pay the debt off. Any assets you could sell wouldn’t put much of...Continue reading
Isn’t it time to finally be done with the stress, headaches, and pain of living in debt? Isn’t it time to finally give your debt the eviction notice it deserves? 4 Pillars has been helping Canadians since 2002 and in that time we have helped tens of thousands of Canadians get out of debt. Our...Continue reading
