Today I would like to answer a few questions that you might have about 4 Pillars, but haven’t asked yet. I want to help you understand what we at 4 Pillars can do for you, and how our services can help you to lower your debt. What is 4 Pillars and how do you help...Continue reading
Did having weekly chores as kid keep you from getting out of debt as an adult? Every parent strives to teach their children about accountability, responsibility, and that actions have consequences. The tasks begin simply enough; make your bed and bring in the mail every day and you’ll get an allowance. Ah, the first taste...Continue reading
Is the Bank Really Trying to Provide You With Debt Help? Is the bank the best place to go for Debt Help? If you live in North York and you’re struggling with debt should you just hop on down to your local bank and speak with the teller, manager, or any other individual at the...Continue reading
What Do You Mean By Debt Consolidation? About once a week I’ll answer my phone and hear the following… “Hi, yes, I’d like to chat with you about consolidating my debts…do you do that?” At this point I know I’m going to have to provide some clarity. I usually suspect the person I’m speaking with...Continue reading
Spring Cleaning your Debt How do you know its spring? First you push the clocks ahead, then you invest in some serious allergy medication, then you find yourself with the urge to clean. Not just clean, but purge. You invest in storage containers, grout brushes, chemical free nature friendly cleaners that smell suspiciously like vinegar. ...Continue reading
Debt, the Ultimate Passion Killer What are you passionate about? What gets you motivated and out of bed every day? Do you even remember? When you’re living with debt, it crushes down on you, slowly, methodically, until you’re numb. The first casualty of debt is usually your passion for life. When is the last time...Continue reading
Debt Renovations: Make Over or Tear Down Home renovations are never fun, no matter how creative or handy you think you are. Whether you’re undertaking a weekend project to build a deck or you’re doing a complete over haul of your home, it’s expensive, inconvenient, and stressful. Tighten Your Tool Belt The thing about home...Continue reading
Swimming in Debt: Don’t Forget to Breath There’s something about swimming that kids love. Splashing around, floating weightlessly, it’s easy to imagine you’re living in a different world, exploring the great unknown. For kids, swimming in a pool or a lake means freedom. Let’s Dive In When you’re swimming in debt life isn’t as carefree. ...Continue reading
Debt Help: When Fear is holding you back What do you fear? Everyone has that one fear that shakes them to the core. It could be a fear of snakes, clowns, monsters under the bed. If the thought of boarding a plane and hurdling through the air at ridiculous heights leaves you in a cold...Continue reading
Why Debt is Not the Teacher’s Pet. Thinking back, who were your favorite teachers? Was it the teacher who gave the easy A? The teacher who let class out early on a regular basis? Or was it the teacher who engaged and inspired you? The teacher who made learning fun and took an interest in...Continue reading