Help! My credit card debt is out of control! Credit cards can be a great tool, if you know how to use them wisely. Unfortunately it can be all too easy to fall into the trap of buying more than you can afford and end up making minimum payments only, while never really paying it...Continue reading
So many people would like to reduce their debt or get out of debt completely, but are unsure of how to start. Waiting for too long to gain control of your financial situation can have devastating results. The best time to start getting out of debt is right now, before you reach the point of...Continue reading
Debt Night Mares: The Dream that Doesn’t End When You Wake Everyone has experienced a stress dream of some sort. You’ve dreamt you arrived late for a big test, you’ve shown up for work without your clothes on, you’re running from some unseen entity. Stress dreams happen when your subconscious mind is trying to sort...Continue reading
Tis the Season- Debt and Taxes! You know the old saying about Death and Taxes being the only things you can’t avoid. Well that was true, a hundred years ago, but we’ve made some amazing advancements in medical science. Sadly the way we deal with debt is still prehistoric. Charitable Contributions Imagine the tax savings...Continue reading
How Important Is It To Pay Off My Credit Card Balance Every Month? Very important!! This is a very complex consideration that many consumers are not aware of. My goal is to explain to you what happens when you make purchases on a credit card and what happens in regards to interest when you carry...Continue reading
WHAT IS HOLDING YOU BACK FROM GETTING FINANCIAL HELP? FEAR Unfortunately, this is one of the main reasons that someone experiencing financial difficulty, continues to struggle for years before seeking help. Fear of what will happen to them personally. Fear of losing everything they own, especially their home. If you are indeed struggling financially and...Continue reading
Debt Consolidation vs. Debt Settlement I am often contacted by clients wanting to know the difference between Debt Consolidation and Debt Settlement/Debt Restructuring. In today’s column, we will explore the difference between the two: Debt Consolidation can often be an excellent way for a person, carrying too much unsecured debt, i.e., credit cards, lines of...Continue reading
The Credit Card Debt Two Step There’s a new dance craze sweeping the country and it has everyone shuffling to a new beat. But the longer you’re on the dance floor the harder it is to keep in time. It’s a whirling dervish of movement that leaves you dizzy, disoriented and on edge. It’s the...Continue reading
Separating Debt Fact from Debt Fiction There’s a lot of information flying around the internet. It can be a little overwhelming when you need to distinguish fact from fiction. FACT, no matter how many times you share that notice on your Facebook page, Mark Zuckerberg is NOT sending you a million dollars. Sorry. Neither is...Continue reading
Starting over from to much debt: It is possible Have you ever dreamt of walking away from it all. Starting over someplace new; someplace where nobody knows you, nobody knows your history. A fresh start. Unfortunately there is no ‘do-over’ button when it comes to your debt. Every month it’s a not so friendly reminder...Continue reading
