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Consumer Proposal
How does 4 Pillars Kamloops Set Me Up for Life? (An alternative approach to Trustees and Credit Counsellors.) I’m Bob Hauck, your 4 Pillars Debt Specialist in Kamloops.  I don’t have a crystal ball, but when my clients ask what their future might look like once their debt is gone I can say with certainty...
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How does 4 Pillars Halifax Set Me Up for Life? (An alternative approach to Trustees and Credit Counsellors.) That’s the goal, isn’t it?  Being set up for life.  But what does it mean to you?  For some, being set up for life means financial security.  For others it means the freedom to pursue your dreams. ...
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Owe Ho Ho: Debt Help for the Holidays It’s that time year.  You can’t go near your favorite department store without being reminded that Christmas is just around the corner.  And just around the corner after that, your holiday bills.  While your kids are dreaming of visits from Santa you’re up nights worrying about visits...
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How does 4 Pillars Victoria Set Me Up for Life? (An alternative approach to Trustees and Credit Counsellors.) In our last installment we discussed the difference between having a Licensed Insolvency Trustee (aka Bankruptcy Trustee) deal with your debt as opposed to hiring a 4 Pillars Debt Specialist.  In short, it all comes down to...
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Are You the Chicago Cubs? A Consumer Proposal Can Prevent You From Having to Wait a Century to Pay off Your Debt 108 years! That’s how many years passed between World Series victories for the Chicago Cubs. It’s an astonishing number when you consider that someone born in 1916 will have lived 100 years and...
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Bankruptcy vs. Consumer Proposal – What’s The Difference? People often ask us the following questions. Is a Consumer Proposal just like filing for bankruptcy? Does it affect your credit in the same way a bankruptcy would? What is the difference between filing for bankruptcy or filing a Consumer Proposal?  Today I would like to explain...
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The Top 10 Reasons Not To Go Bankrupt There are plenty of reasons not to go bankrupt but as a consumer quite often you are not advised of all of your options and not clearly informed of the implications of bankruptcy.  Today I will outline the top 10 reasons to avoid filing for bankruptcy.  Now...
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4 Pillars or A Licensed Insolvency Trustee: your best option in Windsor When you find yourself starting to carry a little extra weight your pants are usually the first to tell you.  And they rarely do it in a nice way.  But at least you know it’s time to cut back on some of those...
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4 Pillars or A Licensed Insolvency Trustee: your best option in North Vancouver When you’re struggling with debt you know what it’s like to have limited options.  Your dining choices go from 4 Stars with an impeccable wine list to waiting in your car while some kid tries to sell you larger fries. When it...
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4 Pillars or A Licensed Insolvency Trustee: your best option in Edmonton Living with debt is like trying to walk on quicksand.  The more you struggle to get out the deeper you seem to sink.  Before you know it you’re drowning in debt and you start to believe you have no choice but to declare...
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