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Consumer Proposal
Life after Debt: Rebuilding with 4 Pillars Halifax With the ringing in of a new year comes the promise of a new beginning, a fresh start, a renewed sense of hope.  This is the year you’re going to lose weight, save money, exercise more, read more.  Whatever your New Years’ resolutions may look like, they...
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Life after Debt: Rebuilding with 4 Pillars Victoria Do you believe in the ‘after life’?  Not in the spiritual sense but in the ‘I’m finally free of my debt and moving on with my life’ sense!  Believe it or not, there is Life after Debt.  It’s just hard to see with all those creditors standing...
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New Beginnings with Old Debt No one should ever be defined by a mistake, and yet it happens all the time.  Even if the world forgets, you carry it with you.  When you let your debt define you it changes your perception; how you see yourself and how you a view the world.  That’s the...
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Licensed Insolvency Trustee (LIT) or Debt Relief Specialist? Know Your Options  Struggling with debt is stressful, but you don’t have to handle it alone. Understanding the options available to you when you decide to resolve your debt and get your finances back on track is the first step. It’s essential to have an advocate look...
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Know Your Options when Making a Consumer Proposal or a Bankruptcy When looking to resolve debt and get your finances back on track, it’s important to understand your options. It’s crucial to have an advocate looking out first and foremost for your interests, not those of your creditors, in order to get the best possible...
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Why Choose a Consumer Proposal over a bankruptcy? Often we are asked if a consumer proposal is the same as claiming bankruptcy. Does it leave the same mark on your credit report or does it prevent you from getting credit again? I would like to address these questions in today’s blog and hopefully help you...
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How does 4 Pillars in North Vancouver Set Me Up for Life? (An alternative approach to Trustees and Credit Counsellors.) Are you ready to embrace the rest of your life?  If you are struggling under the weight of your debt, you’re probably having trouble seeing past your next payday, let alone into the future.  I...
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How does 4 Pillars Barrie Set Me Up for Life? (An alternative approach to Trustees and Credit Counsellors.) Imagine being set for life.  It’s not just the name of a lottery, it’s the freedom to follow your passions.  The removal of fear and doubt imposed on you by years of living with debt.  I’m Terryl...
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How does 4 Pillars Ottawa Set Me Up for Life? (An alternative approach to Trustees and Credit Counsellors) Hi, I’m Shawn Frank , your 4 Pillars Debt Specialist in Ottawa.  Last month we explored the difference between having a Licensed Insolvency Trustee (aka Bankruptcy Trustee) deal with your debt and hiring a 4 Pillars Debt...
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How does 4 Pillars Peterborough Set Me Up for Life? (An alternative approach to Trustees and Credit Counsellors) In our last installment we looked at the difference between having a Licensed Insolvency Trustee (aka Bankruptcy Trustee) deal with your debt and hiring a 4 Pillars Peterborough Debt Specialist.  Though you are legally required to have...
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