Breaking Up with Debt Some relationships were meant to last forever, others tend to run their course. Some end on good terms, others not so much. Sometimes you’re the one being dumped, sometimes you’re the one calling it quits. Some relationships are so toxic that you don’t realize how bad they are until you’re finally...Continue reading
Have your stress levels reached a boiling point with your debt? Learn about a consumer proposal You have debt and the payments have become unmanageable and your stress has reached a near boiling point. Now what? What do you do? Your answer is: Debt Restructuring. When you are looking for a debt management plan though,...Continue reading
Debt War Veterans There’s a war raging in Canada, it’s a war against debt. And right now DEBT seems to be winning. The casualties are high as people lose their homes, financial security, even their families due to debt. Though the collateral damage is far reaching, the tide is turning as more and more Canadian...Continue reading
How will a Bankruptcy or a Consumer Proposal affect your credit rating? If you are searching for answers to your debt problems, you may have come across or looked into bankruptcy or a consumer proposal. You might know a little about what each of those options can do for you, but how do they impact...Continue reading
Top Ten Questions about Consumer Proposals Searching for answers when you’re having financial difficulties is a grim task. You’ll hear scary words like “bankruptcy,” “unsecured debts,” and “asset liquidation”. Thankfully there are a lot of options available for those that find themselves mired uncomfortably in debt. A consumer proposal is an alternative to bankruptcy, and...Continue reading
How Consumer Proposals and Bankruptcies Settle Debt When you find yourself in serious debt trouble you need to understand your options to deal with the debt and how the processes work. If you debt is over $10,000 often you can find yourself in a situation where you need to consider a consumer proposal or bankruptcy. ...Continue reading
Debt Jokes: When Punchlines Hurt There’s truth in humor, that’s what makes it relatable. The more tragic the truth the darker the humor. Sometimes there’s a little too much truth in humor and what is making the world around you laugh out loud, leaves you numb. Jokes on you When you’re living with debt it...Continue reading
Walking Away from Debt The Journey of a thousand miles begins with one step. – Lao Tzu Lace up your shoes. You’ve been side stepping your debt for years. And where has it gotten you? Have you been moving forward or running in place? In some cases your debt has been walking all over you,...Continue reading
Debt & Math: Something Doesn’t Add Up There are two kinds of people in the world. People who love math; who can calculate complex equations and formulas in their heads, who actually enjoy the challenge of solving a mathematical problem and will gladly tell you how they figured out that X was the square root...Continue reading
Consumer Proposal Testimonial For this month’s blog post, I would like to share with you a testimonial from Jeanette who came for help in our Red Deer office and we helped her structure a consumer proposal: “We came in with no expectations and not sure what a consumer proposal was. The 4 Pillars team were...Continue reading
