I recently heard one particular Bankruptcy Trustee, now known as Licensed Insolvency Trustee(LIT), advertise free financial advice. What does that mean? Does it mean a free one hour consultation? Or could it be they will file a consumer proposal or a bankruptcy for you and you don’t pay them any fees? Whatever it means, nothing...Continue reading
So, you’ve got some debts, and your attempts to solve the problems on your own haven’t worked out. You’re either a renter, or the house you own doesn’t have enough equity in it to refinance and come up with enough money to pay the debt off. Any assets you could sell wouldn’t put much of...Continue reading
Isn’t it time to finally be done with the stress, headaches, and pain of living in debt? Isn’t it time to finally give your debt the eviction notice it deserves? 4 Pillars has been helping Canadians since 2002 and in that time we have helped tens of thousands of Canadians get out of debt. Our...Continue reading
A Matter of Life and Debt When sorting through your finances, figuring out what you have and what you owe, it really is a matter of life and debt. Often the debt column leaches into life column in ways you never expected. In fact, if you added a third column, a quality of life column,...Continue reading
Summer Blockbusters: Explosions and Debt When you were a kid there was nothing quite like spending a hot summer day sitting in an air conditioned theatre escaping into the adventure playing out on the big screen. Just you, a tub of popcorn, a drink that was almost as big as you, and some candy just...Continue reading
Help! My credit card debt is leading me to Bankruptcy! If you know how to use them correctly, credit cards can be a handy tool. The problem is that it can be all too easy to fall into the trap of buying more than you can afford and end up making minimum payments only, while...Continue reading
June 2016 Bob Hauck, 4 Pillars Consulting Group, Kamloops, BC Jason was in trouble and he knew it! He didn’t have much debt – really only about $10,000, but it was the worst kind of debt – payday loans. Much like the 1980’s cult classic movie, “Escape from New York”, he needed to escape from...Continue reading
School’s Out: What You’ve Learned from Debt Students all over the country are graduating, moving on to bright futures and unlimited possibilities with the confidence that they can accomplish anything they set their minds to. Oh, to be that optimistic again! Oh, to be 18 or 21 and venturing out on your own for the...Continue reading
Knowledge is Power: Learning about Debt Ignorance is bliss, unless you’re trying to have a conversation with it. The world is full of so-called experts claiming to know what is right for you. They try to dictate what you wear, how you eat, where you shop, even where you learn. A lot of this so-called...Continue reading
The Top Ten Questions about Consumer Proposals Searching for answers when you’re having financial difficulties is a grim task. You’ll hear scary words like “bankruptcy,” “unsecured debts,” and “asset liquidation”. Thankfully there are a lot of options available for those that find themselves mired uncomfortably in debt. A consumer proposal is an alternative to bankruptcy,...Continue reading
