Halloween on a budget Halloween is quickly becoming one of the most popular holidays in Canada, with expanding opportunities to celebrate. The decorations, costumes, candy, and parties provide more and more temptation, as well as stress on your budget. While having the coolest haunted house on the street may sound fun, it’s not always realistic...Continue reading
6 Tips to Help You Reduce Your Debt in Winnipeg Imagine the freedom of being debt free! No financial stress, no loan payments, no mortgage. But how do people get to that point? It is not an easy road to becoming debt free, but sometimes making small changes can help you get you to your...Continue reading
Ashamed of your debt? 4 steps to get your life back on track! One of the most frequent comments I hear from people who come into my office is how embarrassed they are that they ever got into their debt situation. That no matter how hard they tried to make their payments their balances never...Continue reading
WHAT IS DEBT RESTRUCTURING? Your credit-card debt has piled up, the cards are maxed out, perhaps you’ve borrowed money to pay off bills, maybe you’ve gone to the limit on a line of credit and your household debt is completely out of control. You’ve decided it’s time to stop the spiral of debt consuming most...Continue reading
4 Pillars Personal Debt Restructuring – Growing up in Debt Cara got her first credit card when she was in University. They were practically giving them away back then. It was followed by a popular department store card and another credit card. By the time she graduated, Cara was carrying a small credit card debt. ...Continue reading
When Settling is NOT a bad thing. There comes a time in everyone’s life when you consider lowering your standards and settling for what’s in front you. Though not recommended for dating, when it comes to your personal debt, sometimes SETTLING is the beginning to your ‘happily ever after’. Flirting with Disaster As your debt...Continue reading
Debt Help – It’s not a game of chance. Is that a winning lottery ticket burning a hole in your pocket? No it’s not. So another jackpot has come and gone, you’re still in debt and someone else is claiming your prize. Maybe it’s time to change games. Perhaps you should take a chance on...Continue reading
Purchasing a “big ticket item”should be viewed as a long-term goal because it will usually take a few years to save up. BusinessDictionary.com defines a big ticket item as: Items that are of high value such as houses or cars, as well as other expensive products like furniture and appliances. There is no actual dollar...Continue reading
