6 Tips to Reduce Your Debt Everyone wants to be debt free, but it can be difficult to actually get to that point. Today I want to give you 6 tips on how you can reduce your debt, and be closer to living debt free. Change your mortgage payments from monthly to bi-weekly. By changing...Continue reading
Banks, credit bureau agencies, hiring agencies, and even peers have done a great job in attempting to tie our self-worth or societal standing to our credit rating. I hear people from all areas of Muskoka and Parry Sound often say to me “I want to solve my debt but I don’t want to damage my...Continue reading
Is Vehicle Debt Killing You? By Bob Hauck, 4 Pillars Kamloops (January 2016) Sometimes people come to us and the biggest issue they’re having is their vehicle debt—it’s ‘killing’ them. How does this happen? Easy enough! Occasionally I meet with people who have decided to buy a pretty expensive vehicle, often loaded up. At the...Continue reading
Year End Clearout: Cutting Your Debt Down To Size It’s that time of year. Retailers all over the country are blowing inventory out their doors at ridiculous savings to you!! Boxing Day Events turn into Boxing Week Events before morphing into January Clearance Extravaganza’s!!! Incredible storewide savings on all of the stuff you didn’t realize...Continue reading
How can debt consolidation help my debt? Do you have a difficult time making all of your payments? Do you find yourself not having enough money at the end of the day for food or necessities because of your debts? Are you only making the minimum interest payments and not paying down any of your...Continue reading
A Kamloops, BC Debt Relief Story December 10, 2015 THE SITUATION Cliff and Rita knew they were in financial trouble, and it scared them. Cliff had started a small contracting business several years ago and in the first year of operation, it seemed like he was having to buy a new piece of equipment every...Continue reading
Taking the O out of Ho Ho Ho You know Christmas is coming, yet every year it sneaks up on you; the hustle, the bustle, the shopping. All of that Christmas spirit can leave you with a nasty hangover come January. You remember January, that cold, dreary month when all of your Christmas Bills come...Continue reading
When The Winter Blues Leave You In The Red: A Colorful Debt Restructuring Solution It’s called the Winter Blues or SAD, Seasonal Affective Disorder. It’s a form of depression that is attributed to a lack of exposure to sunlight. On the west coast it usually accompanies our long, cold, grey and dreary winters. Lasting anywhere...Continue reading
Rebuild or Renovate – Rethinking Your Approach to Debt Home Renovations are messy, expensive, and worrisome. It’s enough to make you go live off the grid in a tent. Which you would totally do, if you didn’t enjoy things like electricity and indoor plumbing. But ask anyone who’s gone through a major home renovation, there...Continue reading
Down Sizing Your Debt: Right Sizing Your Life There’s a new buzz word travelling through the corporate world. It’s called Right Sizing. It’s basically putting a positive spin on being down sized. Sure the guy doing the “Right Sizing” feels better about himself, but for the person left without a job… it’s all the same....Continue reading
