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Bankruptcy
Over the years of providing Burnaby debt relief services for my clients I have seen that many people don’t want to go bankrupt, they WANT to make good with their creditors, they want to at least make some kind of arrangement with their creditors and pay back a portion of what they owe. This is...
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Gone Fishin’: Casting off your Debt There’s nothing like getting out on the water, just you, your tackle box, and the dew still clinging to the trees on the shoreline, making it glisten as the sun creeps higher in the sky.  It’s magic time for a fisherman.  Ask anyone who’s spent a few solitary hours...
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Exterminating Annoying Pests and Debt Canadians love their summers.  No matter where you live there is a natural beauty to this great land of ours.  Whether it’s the endless horizon of the prairies, rolling hills, mountain views, the rugged tundra, the great lakes or our spectacular coastlines, east, west, and north.  There’s something to behold...
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Fun Facts and Debt Hey, did you know that the average person spends 6 months of their life waiting for red lights to turn green!  Or that you burn more calories sleeping than you do watching television!  There is a world of fun facts just waiting to be discovered then regurgitated as cocktail party banter...
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Growing Debt: What’s in Your Garden?  “Mary Mary Quite Contrary How Does Your Garden Grow?” With car payments, mortgage payments, credit card payments and over-due bills.  No wonder Mary is so contrary! Planting the Seeds of Debt Any respectable green thumb will tell you a good garden is full of variety and balance.  Whether you’re...
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The Debt at the End of the Rainbow After it rains, when the sun starts to appear, the sky will often light up with a magnificent rainbow.  Every color in the spectrum arching across the sky.  Folklore has it that at the end a rainbow you will find a pot of gold.  Many have spent...
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Squad Goals and Debt   All of the kids are talking about Squad Goals. I blame the perky blonde pop star and her group of celebrity pals who seem to be setting the bar of what friendship should look like.  Hence, “Squad Goals”.  Back in the day, squad goals was about keeping up with the...
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Facts of Life verses Facts of Debt  One way or another you learned the facts of life.  If it wasn’t an awkward conversation with a parent, or a progressive teacher who taught your health class, you learned about the facts of life from a friend, and probably relearned with the correct information later on.  Learning...
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As Canadians we live in one of the top 20 wealthiest countries of the world. So why is it that over 63,000 Canadians claimed bankruptcy in 2015? Let’s take a look at some of the possible reasons why so many people in Canada have to give up and claim bankruptcy. Spending more than you earn...
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I recently heard one particular Bankruptcy Trustee, now known as Licensed Insolvency Trustee(LIT), advertise free financial advice. What does that mean? Does it mean a free one hour consultation? Or could it be they will file a consumer proposal or a bankruptcy for you and you don’t pay them any fees? Whatever it means, nothing...
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