Struggling with debt is stressful, but you don’t have to deal with it alone. Understanding the options available to you when you decide to resolve your debt and get your finances back on track is the first step. It’s essential to have an advocate look out for your interests—not those of your creditors—in order...Continue reading
Consumer Proposal or Bankruptcy? Which is Right for Me? When a person has come to the point in their finances where they are severely struggling and can no longer make their payments, it is time to make a tough decision about what needs to be done. Whether a person chooses to claim bankruptcy or file...Continue reading
What Kind Of Debt Help Does 4 Pillars Oshawa Provide? Today I would like to let you know how I can help Durham individuals, families and small businesses get out of debt. One of my primary roles is to educate debtors about their options and how the various processes work. The key to getting out...Continue reading
Who does your taxes? While there are a few folks who take the time to complete their tax returns all by themselves, most people opt to use an accountant. I certainly don’t blame them. Tax preparation is often more art than science, and having an amateur or passerby complete your taxes will at best produce...Continue reading
Bankruptcy or Consumer proposal – Which One is Right for Me? Understanding your options when faced with debt can be stressful and quite frankly, confusing. Although struggling with debt can be overwhelming, it’s important to know that there are solutions to help you get back on track. While you’ve likely heard of bankruptcy, another option...Continue reading
When debt becomes overwhelming and unmanageable, it’s important to know that there are solutions. Two options available to you are a consumer proposal and bankruptcy. It’s important to understand what these options mean and how they differ, in order to determine which is the correct path for you. 4 Pillars Debt Solutions of Muskoka &...Continue reading
When Should Someone Declare Bankruptcy? I am going to begin this by simply answering the question above and then explain the reasoning behind the answer: In my opinion someone should declare bankruptcy when they have a huge amount of debt $250,000+, low income and no assets of any significant value. This would be pretty much...Continue reading
Think Bankruptcy is Free? Think Again! Bankruptcy! Yeah, I know what that is…you get rid of all your debts, you walk away, your creditors get zilch, and you’ll never get a credit card again as long as you live! Your brother in law has spoken! Case closed. Well, that is unless you’d actually like to...Continue reading
Credit Counsellor and Bankruptcy Trustees – What do they do and how can they help with debt? If you are finding yourself struggling with your finances, chances are you have looked into what options are out there for you and who you can ask in regards to help with your debt. You may have come...Continue reading
Over the years of providing Burnaby debt relief services for my clients I have seen that many people don’t want to go bankrupt, they WANT to make good with their creditors, they want to at least make some kind of arrangement with their creditors and pay back a portion of what they owe. This is...Continue reading
