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4 Pillars
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Get 10 short email lessons on debt consolidation, consumer proposals, and bankruptcy 101. It's free and written for Canadians. Not your usual advice.

Tag: Alternatives To Bankruptcy

Consumer Proposals: Everything You Need to Know

By Troy Tisserand

What happens when you do a consumer proposal? How much can I save with a consumer proposal? What is the downside of a consumer proposal? What is consumer proposal process? Understanding the Consumer Proposals Consumer proposals are a valuable resource for individuals struggling with credit card debt. These services offer a way to save on credit … Continue reading Consumer Proposals: Everything You Need to Know

Should I Consolidate My Debt?

By Paul Murphy

20-year financial veteran Paul Murphy tackles the tough questions about debt consolidation. From the impact on your credit rating to typical rates for consolidation loans, you’ll learn the pros and cons of using debt consolidation. Debt consolidation. It’s a simple concept—you get one big loan to wipe out lots of little debts—but a technique that … Continue reading Should I Consolidate My Debt?

How is 4 Pillars different than licensed bankruptcy trustees?

By Paul Murphy

This article explains how 4 Pillars is different from licensed insolvency trustees (previously known as bankruptcy trustees) and other debt consultants.  A lot of people in our Debt Bootcamp have been emailing me and asking questions about how 4 Pillars started and how 4 Pillars is different than licensed insolvency trustees and debt consultants. So today … Continue reading How is 4 Pillars different than licensed bankruptcy trustees?


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