The time we spend thinking about money is all consuming. Whether it is how to earn more money, or the necessity to spend money, thinking and worrying about money takes up a substantial portion of our lives. We can safely say that the vast majority of people would like to earn more money, have more...Continue reading
Debt consolidation is a popular way to reduce debt. We explain the basics and show you how debt consolidation is different than consumer proposals. Our clients always ask us: what’s the difference between debt consolidation and consumer proposals? When should you choose one over the other? What are the disadvantages of consumer proposals? Today, I’ll...Continue reading
Bankruptcy is a frightening part of debt. But while most Canadians have a good idea of how bankruptcy works, they often don’t know that there are tons of great alternatives to bankruptcy in Canada. By the end of this article, you’ll know: The best alternatives to bankruptcy plus the pros and cons of each option....Continue reading
Here’s a true story about a teacher with a 60K salary who couldn’t get ahead because of student loan debt. It’s a sad reminder that education has become a financial chain, rather than head start for many young Canadians. A few months ago, I helped a teacher drowning in student loan debt. The sad thing...Continue reading
Bankruptcy has serious consequences on an individual’s financial standing, which is why many Canadian debtors consider switching from bankruptcy to a consumer proposal instead. It is well known that a consumer proposal has less of an impact on your credit than bankruptcy, but is switching to a consumer proposal possible? In this article, we’ll explore...Continue reading
If you’re behind on your utility payments, don’t panic; there is help available to you. We have a full guide on how to unlock utility savings.Continue reading
In this blog post, we will discuss what to do if you can’t afford your mortgage and explore the available options & offer a step-by-step guideContinue reading
