Options and Choices: Taking Control of your Debt! “Getting knocked down in life is a given. Getting up and moving forward is a choice” – Zig Ziglar Debt is…. Overwhelming. When you’re living with debt it can feel like you’ve been handed a life sentence because that is what your debt takes from you… your...Continue reading
Hitting Refresh on your Debt Most of us consider ourselves somewhat computer savvy. That is to say we know enough to do a lot of damage. When your computer is acting up what’s the first thing you do? You reboot. Surfing the web and a page won’t load? Hit refresh. But what do you do...Continue reading
Do You Need Debt Help? Most people in North America have some form of debt such as a mortgage, vehicle loan, credit cards or payday loans. If you need money in Winnipeg, it is fairly easy to find a lending institution and take out a loan. How can you know though if you have borrowed...Continue reading
Debt Settlement: Stepping out of the vicious cycle of debt Do you have credit card or any unsecured debt that you want to pay off as fast as you can? Do you find yourself trying to make bigger payments on your debt and then not having enough money to cover your monthly expenses and end...Continue reading
Financial Genetics: A Family History of Debt If you were a child of the 60s, 70s, or 80s, then you watched your parents live off credit with virtually no consequences. To young eyes it really must have seemed like money was free. Credit cards just appeared in the mail. Banks were eager to give your...Continue reading
Debt Diets: How Healthy are They? You know what they say; you are what you eat. But when you’re in debt you find yourself consuming a lot of empty calories. Stressed induced calories. Perhaps you’re eating your worries about money and the future. Perhaps there isn’t enough money at the end of your paycheque for...Continue reading
Debt & Math: Something Doesn’t Add Up There are two kinds of people in the world. People who love math; who can calculate complex equations and formulas in their heads, who actually enjoy the challenge of solving a mathematical problem and will gladly tell you how they figured out that X was the square root...Continue reading
Today I would like to answer a few questions that you might have about 4 Pillars, but haven’t asked yet. I want to help you understand what we at 4 Pillars can do for you, and how our services can help you to lower your debt. What is 4 Pillars and how do you help...Continue reading
Consumer Proposal Testimonial For this month’s blog post, I would like to share with you a testimonial from Jeanette who came for help in our Red Deer office and we helped her structure a consumer proposal: “We came in with no expectations and not sure what a consumer proposal was. The 4 Pillars team were...Continue reading
Things You Probably Don’t Know about Bankruptcy in B.C. Part 1 Laws and procedures revolving around bankruptcy are generally the same everywhere in Canada, but some details change depending on where you live and your individual circumstances. This is why everyone considering bankruptcy always must consult a professional financial advisor before proceeding. Some details about...Continue reading
