How Consumer Proposals and Bankruptcies Settle Debt When you find yourself in serious debt trouble you need to understand your options to deal with the debt and how the processes work.  If you debt is over $10,000 often you can find yourself in a situation where you need to consider a consumer proposal or bankruptcy. ...Continue reading

How do your friends manage their money? Maybe you don’t know the answer to that question. A lot of people don’t want to talk about money concepts or spending habits with friends. I am not saying that we should be getting professional advice from unqualified people. However, gone are the days of community and true...Continue reading

Hey Shoppers… NO, not all “Debt Help” companies are the same! If you are truly shopping around to find out who or what company is the most qualified to assist you in becoming debt free, don’t fall for sales gimmicks. Don’t succumb to high pressure tactics. Why trust companies that bash other companies in order...Continue reading

Is A Debt Free Future Possible for Me? It is, but I would like to ask the question this way; if a debt free future, near future, is possible for you, what would that do for your quality of life? Even with life’s constant challenges, if you had zero debt and surplus cash flow what...Continue reading

For those with debt, the only question that matters  .  .  . So, you’ve got some debt, and it feels like a mountain to you.  You feel constantly weighed down by the burden of knowing that no matter what you do, the debt just doesn’t ever seem to go away.   You look on-line, and you...Continue reading

I Didn’t Know Who to Trust I went through a very difficult time. I was in a serious car accident which required a long and painful recovery. Due to the accident I was no longer able to work. Shortly after my accident my husband lost his job and our combined income was now a fraction...Continue reading

Allergies or Debt: Tis the Season You’re tired, feeling fuzzy, watery eyes, runny nose, stuffy head, and you’re a little cranky these days. All common symptoms of seasonal allergies. Also, common symptoms of debt. Allergic to Debt When you’re living with a large debt your body is being attacked. But instead of pollen, pet dander,...Continue reading

Debt Relief: It’s Never Too Late to Change Whoever said ‘you can’t teach an old dog new tricks’ was probably a cat person. When you’re struggling with debt, change is not only encouraged, it’s inevitable. If you want to climb out of debt and reclaim your life you are going to have to make some...Continue reading

Debt Help: Not Every One is an Expert “Beware of False Knowledge; it is more dangerous than ignorance” – George Bernard Shaw The road to hell is paved with good intentions When you live with a lot of debt sometimes you ask for help from friends and family. A small loan to cover expenses, help...Continue reading

Music for Life in the Key of Debt Have you ever had a song stuck in your head? Usually it’s some innocuous little ditty you picked up and now it is running on a loop; something upbeat, poppy, and totally annoying. And to make things worse, you’ll probably spend the rest of the day racking...Continue reading