How does 4 Pillars Halifax Set Me Up for Life? (An alternative approach to Trustees and Credit Counsellors.) That’s the goal, isn’t it?  Being set up for life.  But what does it mean to you?  For some, being set up for life means financial security.  For others it means the freedom to pursue your dreams. ...Continue reading

How does 4 Pillars St. John’s Set Me Up for Life? (An alternative approach to Trustees and Credit Counsellors.) Accountability.  It’s the difference between having a Licensed Insolvency Trustee, or Bankruptcy Trustee, deal with your debt and hiring a 4 Pillars St. John’s Debt Specialist.  As we discussed in the last installment, the Trustee has a...Continue reading

Owe Ho Ho: Debt Help for the Holidays It’s that time year.  You can’t go near your favorite department store without being reminded that Christmas is just around the corner.  And just around the corner after that, your holiday bills.  While your kids are dreaming of visits from Santa you’re up nights worrying about visits...Continue reading

Playing the Odds: Debt Help vs Lottery Ticket   Twice a week you empty the change out of your pockets to buy a lottery ticket in hopes of becoming Canada’s next millionaire.  Somebody has to win the jackpot, why not you?  You don’t even need to win the whole thing, just enough to pay off your...Continue reading

Debt and Taxes: One of Them Is Avoidable. It’s been said the only things you can count on are Death and Taxes.  That’s a cheery thought.  However, in this day and age of easy credit and consumer spending, the other sure thing is almost always DEBT.  And like Death and Taxes, eventually your debt catches...Continue reading

How does 4 Pillars Victoria Set Me Up for Life? (An alternative approach to Trustees and Credit Counsellors.) In our last installment we discussed the difference between having a Licensed Insolvency Trustee (aka Bankruptcy Trustee) deal with your debt as opposed to hiring a 4 Pillars Debt Specialist.  In short, it all comes down to...Continue reading

How Debt May Affect Your Health Anyone who has ever been in debt knows that the situation affects more than just your bank account. The relationship between debt and health has been studied for decades and it appears that there has always been evidence that debt affects not only your physical but also your mental...Continue reading

  It’s easy to ignore taxes until a couple of weeks before the filing deadline.  For individuals, the deadline is 30 April – but there are separate deadlines for corporations, and for those who are self-employed, non-resident, and even those who are deceased.  We think the best approach to tax (like all financial matters) is...Continue reading

Think Bankruptcy is Free? Think Again! Bankruptcy! Yeah, I know what that is…you get rid of all your debts, you walk away, your creditors get zilch, and you’ll never get a credit card again as long as you live! Your brother in law has spoken! Case closed. Well, that is unless you’d actually like to...Continue reading

Are You the Chicago Cubs? A Consumer Proposal Can Prevent You From Having to Wait a Century to Pay off Your Debt 108 years! That’s how many years passed between World Series victories for the Chicago Cubs. It’s an astonishing number when you consider that someone born in 1916 will have lived 100 years and...Continue reading