Playing the Odds: Debt Help vs Lottery Ticket Twice a week you empty the change out of your pockets to buy a lottery ticket in hopes of becoming Canada’s next millionaire. Somebody has to win the jackpot, why not you? You don’t even need to win the whole thing, just enough to pay off your...Continue reading
Debt and Taxes: One of Them Is Avoidable. It’s been said the only things you can count on are Death and Taxes. That’s a cheery thought. However, in this day and age of easy credit and consumer spending, the other sure thing is almost always DEBT. And like Death and Taxes, eventually your debt catches...Continue reading
How does 4 Pillars Victoria Set Me Up for Life? (An alternative approach to Trustees and Credit Counsellors.) In our last installment we discussed the difference between having a Licensed Insolvency Trustee (aka Bankruptcy Trustee) deal with your debt as opposed to hiring a 4 Pillars Debt Specialist. In short, it all comes down to...Continue reading
How Debt May Affect Your Health Anyone who has ever been in debt knows that the situation affects more than just your bank account. The relationship between debt and health has been studied for decades and it appears that there has always been evidence that debt affects not only your physical but also your mental...Continue reading
It’s easy to ignore taxes until a couple of weeks before the filing deadline. For individuals, the deadline is 30 April – but there are separate deadlines for corporations, and for those who are self-employed, non-resident, and even those who are deceased. We think the best approach to tax (like all financial matters) is...Continue reading
Think Bankruptcy is Free? Think Again! Bankruptcy! Yeah, I know what that is…you get rid of all your debts, you walk away, your creditors get zilch, and you’ll never get a credit card again as long as you live! Your brother in law has spoken! Case closed. Well, that is unless you’d actually like to...Continue reading
Are You the Chicago Cubs? A Consumer Proposal Can Prevent You From Having to Wait a Century to Pay off Your Debt 108 years! That’s how many years passed between World Series victories for the Chicago Cubs. It’s an astonishing number when you consider that someone born in 1916 will have lived 100 years and...Continue reading
Could Debt Consolidation be the kind of Debt Help you are looking for? If you are in need of debt help and are looking for answers to your financial problems, you have most likely heard of debt consolidation. With all of the debt help options available, how can you know that debt consolidation is right...Continue reading
When you need debt help, could debt consolidation be the answer? If you are finding that your finances are in a poor state and you are in need of some debt help, what is the answer? You may have heard of debt consolidation before, but do you know what it entails? Today I would like...Continue reading
Bankruptcy vs. Consumer Proposal – What’s The Difference? People often ask us the following questions. Is a Consumer Proposal just like filing for bankruptcy? Does it affect your credit in the same way a bankruptcy would? What is the difference between filing for bankruptcy or filing a Consumer Proposal? Today I would like to explain...Continue reading
