Winter Storms of Debt: Caution icy roads ahead. For many, the worst part about winter isn’t the cold weather, you can dress for that, it’s the unknown.  Black ice, drivers who don’t know how to drive in snow and slush, vehicles that are not prepared for winter driving conditions.  The lower mainland practically shuts downs...Continue reading

Debt Stew: A Hearty Helping of Financial Reality When the cold winter wind is blowing in your face and the icy rain and snow have you sliding out of your comfort zone, it’s nice to come home to a warm comforting meal.  Whether you are being soothed by a hearty stew, homemade soup, or a...Continue reading

Inventory Time: Marking Down and Clearing out your Debt The new year is a big time for retailers.  They’re coming down from the Christmas rush and scrambling to clear out old inventory to make room for spring and summer merchandise.  It’s a time when most retailers start to take stock of what they have.  They are...Continue reading

Debt Help and Debt Settlement with 4 Pillars For this month’s blog post I would like to take a look at a few questions that you may have about 4 Pillars and what kind of debt help we offer. I want you understand exactly what we at 4 Pillars can do for you, and how...Continue reading

Instead of Bankruptcy try a Consumer Proposal Are you thinking of possibly filing for bankruptcy? If so, have you looked into the negative drawbacks of bankruptcies? If you aren’t sure that a bankruptcy is the right option for you, there is another option out there for people who need help with their consumer debt. A...Continue reading

Bankruptcy or Consumer proposal – Which One is Right for Me? Understanding your options when faced with debt can be stressful and quite frankly, confusing. Although struggling with debt can be overwhelming, it’s important to know that there are solutions to help you get back on track. While you’ve likely heard of bankruptcy, another option...Continue reading

When debt becomes overwhelming and unmanageable, it’s important to know that there are solutions. Two options available to you are a consumer proposal and bankruptcy. It’s important to understand what these options mean and how they differ, in order to determine which is the correct path for you. 4 Pillars Debt Solutions of Muskoka &...Continue reading

When Should Someone Declare Bankruptcy? I am going to begin this by simply answering the question above and then explain the reasoning behind the answer:  In my opinion someone should declare bankruptcy when they have a huge amount of debt $250,000+, low income and no assets of any significant value.  This would be pretty much...Continue reading

Finding debt help using debt consolidation in Medicine Hat Today I would like to paint a clear picture of what debt consolidation is and how you can use it to help you with your debt in Medicine Hat. What are the pros verses the cons of debt consolidation?  Will debt consolidation provide you with the...Continue reading

Reduce your debt this year so that you don’t end up in Bankruptcy It is 2017! It is a brand new year and a fresh financial start for many people. If you have been struggling with your finances, then this year can be the year that you begin your journey to become debt free! If...Continue reading