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Debt Issues, Who Can You Trust? 4 Pillars Brampton

By Frank Eichinger

Debt Issues, Who Can You Trust?   4 Pillars Brampton

When you are dealing with debt issues, who can you trust?  We live in a world that has hidden fees in practically every transaction; on your cell phone, at the gas pump, there are even extra fees added when you’re buying batteries!  Have you ever ordered something online only to have the shipping fee be more expensive than the item you were ordering?  The precedent for suspicion has been set, we live in a buyer beware world.  So if you’re looking for debt help, buyer beware – or at least do your homework.

Your struggle with debt is real.  Debt is the reason for your sleepless nights, constant worry, low self-esteem and your sense of hopelessness.  Debt is the cause of the majority of your stress, your stained relationships, and your fear for the future.  You want out but you don’t know where to start.  In your desperation to get out of debt, you may have left yourself vulnerable to so-called experts who make promises but leave you financially destitute.  They offer you easy solutions and big promises to put an end to your debt.  This is where your suspicious nature will serve you well. As you know, if it seems too good to be true, it probably is.

When you go looking for debt help do it with your eyes and ears wide open.  A reputable Debt Specialist will encourage your research and welcome any and all questions without hesitation.    Here are some things to look for when seeking debt help.

  • If the debt company is offering you their services for free, ask how they’re getting paid.
  • Ask for references, good and bad.
  • Ask for a detailed explanation of how they work and what exactly they are going to do to help you? (Remember, a successful debt restructuring plan will go beyond just paying off your debt, it should help you create a sustainable budget and provide a comprehensive credit rebuilding program.)
  • Are you greeted with judgement and blame or genuine compassion and understanding?
  • Are you talking to this expert in person or dealing with a call centre?
  • Are your concerns being taken seriously with a genuine effort to understand your situation, or do you feel like you are just a number being offered a one size fits all, debt settlement plan.
  • Are you being heard? Your long term financial goals need to be taken into account before any restructuring plan is created.

When you’re looking for Debt Help look for transparency. Without transparency there is no trust.  What they aren’t telling you is just as important as what they are saying.  For example, did you know a Licensed Insolvency Trustee actually works for your creditors?  This is the kind of information you need to know when looking for a debt company to deal with your debt, especially one who is supposed to be looking out for you.   I’m Frank Eichinger, your 4 Pillars Debt Specialist in Brampton.  When it’s your financial future at stake, know who you’re dealing with. I work for you, not your creditors. I am in no way affiliated with your creditors, no Debt Specialist should be.  I am accountable to you, my client.

Is 4 Pillars Debt Solutions a Scam?

I’m sure there are times when it seems like we’re too good to be true however, over the last 15 years we have created a program to deal with debt; one we believe is the most successful and most comprehensive in Canada.  Yes, we provide a service for which we do charge a fee; however, with that fee comes our promise that we work only for you.  We are not impartial, we are on YOUR side, representing your best interest with no obligations or duties to your creditors. So in short, no we are not a scam.

To read the 4 Pillars promise in full, click here

In this buyer beware world, 4 Pillars Debt Solutions finds itself in a rare position in the market. There are other companies who are either funded by your creditors or have a fiduciary duty to them.  A little fact they may forget to disclose.   As members of the debt advisory business, we at 4 Pillars believe you either represent the debtor or you represent the creditor.  You can’t do both and be impartial.

To read our client’s success stories click on the client testimonial here

A Healthy Dose of Skepticism

As your 4 Pillars Debt Specialist in Brampton I believe it’s important to have transparency.  From there we build trust.  So do your research and while you’re at it, look up 4 Pillars Debt Solutions at the Better Business Bureau, we’re very proud of our A+ rating.

In fact, whether you’re looking for debt help from 4 Pillars Brampton, or one of the over 60 other 4 Pillars locations across Canada, we welcome you with compassion and respect. You have our promise that every 4 Pillars Debt Specialist, from Coast to Coast, will work on your behalf until you are debt free and thriving.

Click the link below for the 4 Pillars location near you.

What’s In It for You?

4 Pillars Debt Solutions restructures almost $1 Million of debt every day.  With that our clients have the assurance they are working with a proven winner when it comes to reducing debt, rebuilding credit, and paying off that debt. And we do it all while helping you budget for today and plan for your future.

Since 2002 4 Pillars Debt Solutions has been creating debt settlement plans to get Canadians out of debt.  In fact, 97% of our clients have successfully completed their debt restructuring programs and are now experiencing freedom from debt.  While they are paying off that debt, we’ve also been helping them rebuild their credit quickly and effectively. Leaving them with a much better credit rating than when they started the debt settlement process.

 

frank_eichinger

As your Debt Specialist at 4 Pillars Brampton, nothing fills me with more pride than knowing I’m making a difference in the lives of my clients.  Many leave our first meeting feeling hopeful, something they haven’t felt for a long time.  During our first meeting, which is free, we talk about your debt, your concerns and your goals for the future. From that point on I’m analyzing your situation and creating a Debt Settlement Strategy that will best serve you.  I’m the one who will create a plan to deal with your creditors, help reduce your debt by up to 80%, and paid off within 5 years, sometimes sooner.  Most importantly, I give you options; budgeting, financial education, debt consolidation, or a Consumer Proposal are just some of the solutions available to you, depending on your particular situation.  Regardless of what route you take, 4 Pillars Brampton is always working on your behalf, representing your interests and ensuring you’re in a position to reach your goals.

If you have concerns about your debt, or if you’d like to discuss your debt settlement options, call me today,  Frank Eichinger at  (647) 403-4992.     When it comes to debt issues, who do you trust? 4 Pillars Brampton.  We work for you.

To learn more about 4 Pillars Brampton Debt Solutions.  Visit us at 4Pillars.ca. And don’t forget to sign up for our Debt Boot Camp.


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