Over the years of providing Burnaby debt relief services for my clients I have seen that many people don’t want to go bankrupt, they WANT to make good with their creditors, they want to at least make some kind of arrangement with their creditors and pay back a portion of what they owe.
This is why a carefully structured consumer proposal can be a great option for you to consider.
Under the consumer proposal process, debtors strike a deal with their creditors to pay a portion of what they owe over a period of up to five years at 0% interest. Your creditors often do agree to proposals because in the end, they most likely recoup more of the money owed to them, than if you had filed bankruptcy. A proposal is almost always the better option for the debtor as well because you are able to keep more assets and the process is much simpler.
Something that many people aren’t aware of is your creditors aren’t required to accept a proposal just because one is filed, you need to convince them that they would be better off than if you went bankrupt. That is where 4 Pillars Burnaby comes in.
I only represent you. I work only for you. My only concern is making sure that you get the best deal possible, that you pay the lowest amount of your debt back as you can (often 20 cents or lower for every dollar owed), and to be there to walk you through this entire process as I have done with over 650 families in Burnaby, New Westminster, and the Coquitlam who have all experienced debt relief using 4 Pillars services.
In Burnaby, your 4 Pillars Debt Specialist is Gurinder Dhaliwal. With Gurinder on your side, you will see your debt reduced by up to 80%, leaving you debt free within five years! After your free initial consultation, Gurinder will create a debt strategy that works best for your situation. Gurinder continues to work for you even after you have experienced debt relief as he takes you through 4 Pillars proven process of rebuilding your credit, even make a plan for your future. For real debt help and debt relief contact Gurinder Dhaliwal of 4 Pillars Burnaby, BC at 778 340 4002.
