This post is written by 4 Pillars’ managing partner and financial literacy expert Paul Murphy. Paul has 20+ years of experience in the banking and financial service industry. In a sea of sharks, who do you trust? In this post, I do a comprehensive tour of all of the debt options in Canada. It’s … Continue reading Debt options in Canada: Know the sharks, beat the game
Are you struggling with unpaid debt in Kelowna, BC? Know that you aren’t alone! In 2023, Kelowna ranked number 6 in the list of Canadian cities with the highest consumer debt per capita with an average of $100k+ owed per person. There’s no question that debt is a prevalent issue among Kelowna residents. We know … Continue reading Where Should I Go for Debt Help in Kelowna?
A consumer proposal is an incredibly valuable tool for relieving your debts. You can have some of your debts forgiven without enduring the same financial repercussions as a bankruptcy. However, as many Canadians kickstart their own small businesses, it becomes harder to understand what debts qualify for a consumer proposal. Popular questions we get are … Continue reading Consumer Proposal for Business Owners: What You Should Know
Escaping from Payday Loans: A Consumer Proposal Story June 2016 Bob Hauck, 4 Pillars Consulting Group, Kamloops, BC Jason was in trouble and he knew it! He didn’t have much debt – really only about $10,000.But it was the worst kind of debt…payday loans. Much like the 1980’s cult classic movie, “Escape from New York”, … Continue reading Escape from Payday Loans
Debt Consolidation. It’s a term which tends to cause a lot of concern and confusion. We are commonly asked: “is debt consolidation a scam?”, “how does debt consolidation affect your credit?”, “should I do it?”. The truth is, most Canadians don’t really understand debt consolidation, or how it can make paying off debt easier. In … Continue reading The Simple and Essential Guide to Debt Consolidation in Barrie
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