Don't Let Debt Be Scary
Having debt can affect more aspects of your life than just your bank account. It manifests as stress, not sleeping/tossing and turning, and it can affect both personal and professional relationships. The albatross around your neck, so to speak. Just paying the minimum balance on your debt can make it seem like the ability to live debt free is an impossible reality.
Debt is terrifying, and it's sometimes hard to see the light at the end of the tunnel. This is where my team and I come in. We can help with real solutions and ideas.
Thinking there is no way out from under your debt is one of the biggest mistakes you can make. Don't get stuck frozen in fear. The time to act is now! We will be with you every step of the way, and we will conquer the mountain together.
Barbara Buchan's Range of Experience
Barbara has spent much of the past 20 years in the financial industry. Barbara has worked as an administrator, Executive Secretary and accounting supervisor in the medical and engineering industries. While working in medical industry she developed programs to organize companies, administration staff and accounting staff. Her time in the engineering industry she worked as a supervisor for two offices overseeing the administration and accounting staff.
Barbara and her husband went through a financial debt restructuring in 2010. This has enabled her to not only understand the difficulty families face today but appreciate the process that financial debt restructuring has to offer.
She has a great understanding of financial challenges and how to rebuild your credit in a short amount of time. Barbara works on budgeting and credit rebuilding with all her clients to ensure they have the best opportunity to become financially secure in their lives. She doesn't see you as just another client, but a Client For Life.
Barbara currently owns two 4 Pillar Franchises in the lower mainland in Langley and Abbotsford. She is actively involved in many networking organizations including BNI, TRBN, and Business Women's Association.
"Barbara did a fabulous job for me. She is personable and very professional. I would recommend her to anyone needing debtconsulting."
- Greg Dennison, October 9, 2012, President at Integra Construction Ltd.
"She made my life easier by advising how to manage my debt loadat a certain time in my life. I got what I expected from it with nosurprises or unnecessary delays. Communicated with me in a timelymanner. Thank you, Barbara."
- Diana Vida, October 8, 2012, Customer Service Department at The Home Depot Canada
Feel Empowered - Get Help!
We are located conveniently in Fraser Valley. If you find yourself lost, and don't know what to do next, please contact us. We know what it's like. Not knowing how you'll make your next payment, feeling guilty for any purchase you do make.
As a Canadian, you do have options on how to deal with your debt. We can help you navigate those options, explaining all the options from Bankruptcy to a Consumer Proposal and everything in between. We will focus on your needs and goals, and ways to attain them. We will help you rebuild your credit and give you a real financial future.
Know the difference! 4 Pillars Fraser Valley Debt Solutions works for you and only you. You need to choose someone who is on your side, and that's us. Call us first!
If you need to file for a Consumer Proposal or Bankruptcy, you are legally required to go through a Licensed Insolvency Trustee (previously known as a Bankruptcy Trustee) but you are entitled to your own representation through the process and 4 Pillars is the largest and most successful intermediary in the debt industry and we provide the most comprehensive credit rebuilding program in Canada to ensure you are not left vulnerable for future financial failure.
The Licensed Insolvency Trustee has several statutory obligations under the Act, but cannot act as a financial advisor to a consumer struggling with consumer debt, nor to help a consumer get the best possible result when making a consumer proposal or a bankruptcy.
We work for you. Not your creditors, not the bank, you. Our highest priority is to reduce your debt up to 80%, set up a realistic payment plan, and start rebuilding your financial life.
We want to see you debt free within 5 years. Doesn't that sound like a weight off your shoulders? We want to be your partner in your journey to becoming debt free!
Fraser Valley Debt Restructuring Information
The 4 Pillars advantage gives our clients the peace of mind that comes from choosing one of the oldest and largest debt restructuring companies in Canada. Our debt restructuring, credit rebuilding and budgeting services, offered through our Clients For Life™ program, allow us to assist our clients remove the financial barriers they face, and move forward with their financial goals, be that saving for retirement, buying a house or putting their kids through school. No other Canadian company offers such an integrated system for creating financial stability.
Our Fraser Valley / Langley Office
Our office is located at: 8621 201 St #150 Langley, BC V2Y 0G9 Tel: 604-866-7895