John and Jennifer Croft
  • John and Jennifer Croft

  • Suite 340 - 600 Crowfoot Crescent NW
    Calgary, AB
    T3G 0B4
  • 403-668-6493
  • calgary@4pillars.ca

John and Jennifer Croft, Calgary Debt Relief Specialists

If you're one of the thousands of Canadians struggling with overwhelming debt, there is hope. Our offices in Calgary are here to help you not only reduce your debt but avoid bankruptcy. In addition, we can give you the tools you need to stay out of debt.

Dealing with credit cards, lines-of-credit or any other kind of debt can be stressful and overwhelming. It's easy to feel like you're the only one in this situation and it's hard to know where to go for help. That's why we want you to know that you're not alone and we are here to help.

John and Jennifer specialize in helping people who are going through a financial crisis. They offer a variety of options to their clients, including:

  • Professional and confidential consultations
  • Debt Settlement Assessment
  • Evaluation of both individual and family finances
  • Negotiating with creditors
  • Asset protection & refinancing recommendations
  • Financial Literacy Program that includes budgeting, credit restoration and financial accountability.


4 Pillars is Licensed in Alberta

In Alberta, 4 Pillars Consulting Group is licenced as a Debt Repayment Agency.

A Debt Repayment Agency is licenced under the 'Fair Trading Act, Collection and Debt Repayment Practices Regulation' which legislates debt restructuring services to Alberta residents. We proudly meet and exceed all requirements under the Fair Trading Act to deliver the highest possible of standards in Alberta and in the rest of Canada.

Debt Repayment Agency Licence: http://www.servicealberta.gov.ab.ca/1245.cfm

4 Pillars Consulting Alberta Licencing: Service Alberta - 4 Pillars Consulting Licensing Page

Warning: If you are considering the services of any Debt Management or Debt Repayment Agency in Alberta check the website to see if they are licenced. We do recommend that Alberta residents use licensed debt restructuring companies which are operating close to your area!


John and Jennifer's Story

For more than a decade John and Jennifer have worked in investments and insurance, real estate and finance. This broad financial experience means that bring a wealth of skills and tools to the table and are able to advise on a broad range of financial issues.

Wanting to build on their experience, in 2010 they moved to Calgary from Lower Mainland, BC to start their first 4 Pillars Consulting office. Although they started in Northeast Calgary it wasn't long before they expanded to include the entire city and the surrounding bedroom communities.

Seeing a need for a client-focussed financial relief company in Saskatchewan, in November 2014 they expanded again opening offices in Saskatoon and Regina. A little less than a year later, further opportunities arose in Ontario and they opened an office in Mississauga. Most recently in August of 2016, they have also launched a new office in Vaughan.

Over all these offices, in the past 6 years, the Crofts and their team have helped more than 5,000 clients reduce their debt and regain financial freedom.

In 2015, they received the 4 Pillars Franchise of the Year award for demonstrating dedication to franchise excellence through continued leadership and commitment. They received this award again in 2016 at the national 4 Pillars conference.

John and Jennifer and their team love serving their clients and helping them move from despair to hope. They know that earning the trust of their clients is a privilege and feel blessed to advocate for and support the families they serve in Alberta, Saskatchewan and Ontario.

Calgary Nominations of Excellence

2014 BBB BlueTorch Award for Ethics

2014 Calgary Small Business Award for Excellence in Customer Service


How Debt Settlement & Restructuring Works

From the first time you speak with someone at our office, you can have confidence that we are working in your best interests. Our goal is first listen to you, understand your situation and find the best solution to fit your needs. We're committed to helping you over the long haul.

During your complimentary consultation, you'll be shown all the options available to you. Importantly, you'll understand your rights and responsibilities as a debtor. In addition, your advisor will walk through the benefits and consequences of each option as well as what it will take to redeem your credit score. We want to know what your ultimate goal is so that we can help you achieve it.

John and Jennifer and their team pride themselves on building long term relationships with their clients. Because they work for you, they are committed to your success both in the short-term and the long-term. Even after the reduction of your debt, their door is always open for more advice and support.

This long term approach, along with a passion for client success, has earned the trust of the communities they serve. It's common to find previous clients visiting the local office for continued monthly budgeting support and accountability to ensure they remain financially secure and are moving forward.


About 4 Pillars Debt Consulting Group

The 4 Pillars advantage gives our clients the peace of mind that comes from choosing one of the oldest and largest debt restructuring companies in Canada.

Our debt restructuring, credit rebuilding and budgeting services, offered through our Clients For Life program, allow us to assist our clients to remove the financial barriers they face, and move forward with their financial goals.

No other Canadian company offers such an integrated system for creating financial stability.


Credit counsellors busy as Calgarians struggle with debt and unemployment

Watch our recent CTV news highlight on how 4 Pillars helps their clients consolidate debt payments while struggling with high credit card payments.

Credit counsellors busy as Calgarians struggle with debt and unemployment

Our Calgary office

My office location is: 600 Crowfoot Crescent NW #340, Calgary, AB T3G 0B4

Call today to book a free one hour consultation in my office

Here are some of our local listings:

Here is our FaceBook Page: Member Listing

Here is our BBB Profile Page: BBB Profile

John Croft's LinkedIn Profile: LinkedIn Profile

Jennifer Croft's LinkedIn Profile: LinkedIn Profile

John and Jennifer Croft
  • John and Jennifer Croft

  • Suite 340 - 600 Crowfoot Crescent NW
    Calgary, AB
    T3G 0B4
  • 403-668-6493
  • calgary@4pillars.ca

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