We help to reduce your debt by up to 80% and get you back on track. Up to 97% of families successfully complete the plans we create and become debt free.



We help Markham & North York families get out of debt.
I believe that anyone struggling with debt should be well informed and know the options available to them. I’m happy to answer questions and always take the time to fully explain procedures and processes to my clients.
I spent 8 years in the Automotive Franchising industry where I worked one on one with business owners, helping them achieve their goals and improve profitability. I take a creative approach to problem-solving and work diligently to find the optimal solution for my clients.
A client of mine owed $51,000 and was paying about $1300 a month to keep the creditors off his back. The client filed a consumer proposal with a bankruptcy trustee structured by 4 Pillars for $14,700, spread over 5 years at 0% interest. That’s $245 per month for 60 months. Total debt reduction was 71%. What’s most important is the amount of cash my client saves every month as a result of his proposal. He’s saving more than $1000 monthly and watching his debt diminish with each payment.
My client can now devote his cash to more productive items. Moreover, with his proposal approved he may now start the process of rebuilding his credit, all the while saving cash every month.
You can read more 4 Pillars reviews from Markham & North York clients I’ve helped at the bottom of the page.


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