Laurence’s knowledge is extraordinary! He brings a creative approach to his work and this helps his find solutions that others may miss. Anyone struggling with debt will benefit from Laurence’s advice.

Excellent service. Professional, trustworthy, always there to answer any questions. All matters are kept in confidence, explanations are down to earth, and Zach is there for your protection and need.

It has been a heavy weight lifted off my chest since I met with Zach Brull and I feel like now moving forward everything is going to be fine

I have known Zach Brull for the last 9 months. From the very first meeting to now (second credit counselling). Zach has been very professional and yet very kind. Super knowledgeable but non-judgmental and sympathetic. Zach is an amazing person, and took time and energy to make this stressful time into very high end ~something time. Thank you so much, Zach!

Zach knows his stuff and the fact that he has a great personality is a bonus. A difficult time made easier, we can live again. Thanks Zach!…

Zach saved my financial life due to his out of the box thinking. I wish I had met Zach years earlier to avoid being chased by the collection sharks and tax collectors at CRA. I now live with a clear mind and worry about things that count: family, friends and clear state of mind and sleeping well. Thanks Zach.

Zach was very prompt in email responses and when he answered all my questions. His service has helped me go through a very difficult time and now I can see the opportunity of a new start in life when I finish my payments. Thanks Zach. If you are in financial distress don’t prolong the suffering, call Zach. There is always a solution.

Zach was very understanding, non judgmental and helpful through the whole process, which was foreign and very intimidating to me at first. With Zach’s experience, empathy and good humour made the whole process enjoyable. I looked forward to our meetings. I would recommend Zach for anyone in Toronto area who needs help with insolvency.

I was very hesitant towards the process of filing a consumer proposal, but once I was explained in full, Zach made sure I was completely comfortable. I felt like I was leaving my financial future in his hands, and had no problem trusting the process with him around.

You cannot improve on perfection. We got our life back on track.

I would like to say thank you so much Zach. I was disappointed with my financial problem before meeting you. You helped me to solve my debt problem and start a new life.

I am satisfied with the services provided and strategies in place to get me out of debt very quickly. I cannot imagine reducing my debt to such a ridiculous amount without 4 Pillars. This company is God sent and I am happy to come across it. Thank you, 4 Pillars.

Very, very professional.

Speechless! Excellent Job!

My financial situation was in crises. Zach provided me with realistic options and peace of mind. My future is a lot more promising now that the proposal is in place.

Light at the end of a long dark tunnel

4 Pillars was the light at the end of a long dark tunnel – Zach provided the match! My concerns were dealt with speedily with no fuss. I highly recommend Zach & 4 Pillars. Thank you so much!

Keep doing what you are doing. Your services are excellent.

We are very happy that we contacted 4 Pillars. We would not have been able to live in our seniors apartment if we were still carrying the debts we had. It is such a load off our shoulders and our mind. Thanks to 4 Pillars.

We are extremely happy that we were referred our clients to you. Here is an excerpt from their recent email: “Zach was great! He’s smart and knows what he’s talking about. He was EXTREMELY thorough in explaining everything to us. Thank you for putting us in touch with Zach.” Thank you Zach for taking such good care of my clients. I know with you looking after them, they will be ready to purchase much sooner! Yours Truly, Heather Keeling

4 Pillars was the light at the end of the long dark tunnel – Zach provided the match! My concerns were dealt with speedily with no fuss. Highly recommend Zach and 4 Pillars. Thank you so much!

Dear Zach, I’ve wanted to send this letter of appreciation for sometime now. Day to day living always seemed to get in the way and I lost sight of what was one of the really important things I should have done. Hence, this letter. The day I knew I needed help from a professional and found myself contacting you was a very difficult one for me. I had no idea what to expect, I didn’t even really believe there was any hope that anyone could assist me with the financial problems I was struggling to control. That day turned into a blessing in disguise. If you can remember that first conversation, you provided good advice in a very timely manner. Your advice covered not only debt but other matters as well. I promptly acted on your advice, which in turn, saved me a lot of grief at the time. You showed a genuine interest in my situation and kept every promise you made to me. A rare and refreshing trait these days! When I became ill, you not only displayed concern but when out of your way for me. I know you’re a busy person, yet you didn’t hesitate to stop by, picking me up for appointments, dropping off documents, spending time explaining to me, etc. I always found you to be friendly and pleasant to work with. That quirky sense of humour and quick smile always eased any stress I was undergoing, another blessing! I felt I could trust you to do the right thing, and you did. In short, I’m very happy to have done business with you and am looking forward to that next meeting. I have no doubt I’ll be steered in the right direction again! Sincerely Susan M. Lescombe

My financial situation was in crisis. Zach provide me with realistic options and peace of mind. My future is a lot more promising now that the proposal is in place.

Very happy. Zach is the best.

I never knew that this kind of help was really there. People of 4 Pillars make us feel comfortable, at ease and know a lot of valuable info. We no longer worry every day and don’t feel ashamed.

4 Pillars Group handled my debt problems efficiently and was extremely understanding and empathetic in all dealings with me. I thought of Zach as a friend that was there to help me through this situation.

I was desperate, living in my car ad unable to make payments when I called Zach. His plan allowed me to pay my creditors and live free from debt. I have my life back.

I am happy that I found 4 Pillars Consulting Group. I was sinking in debt and with the help of 4 Pillars my debts are being paid off.

From the moment I met with Zach, I immediately began to feel relief. Whenever I had questions, Zach was there to answer them and he always responded promptly.

Service was great. It was very well arranged and accommodating to individual needs. What initially was a scary decision to make very quickly became a comfortable and well explained. I had a safe and responsible feeling from the meetings and information shared. This helped put my mind at ease and trust 4 Pillars to guide me through the process.