In response to: “Is there room for improvement or anything you would change?”

I think there’s not much as your service is great and not much room for improvement. I tried another debt consolidator and got no results and actually lost money. So then I was told about 4Pillars by a friend and after meeting with Adrian knew I was going to get my finances and get my life back on track! Kelly.

I will recommend your company to a friend whose having difficulties in their financial problem just like me. It really makes me feel stress-free right now and i can save for my kids after this financial problem that i had.. Thanks 4Pillars Calgary for the help. God bless you all!!

I am more than happy to recommend the services Christine and Paula at 4 Pillars. They made a horrible situation bearable. They also made me realize that I wasn’t in this alone. They answered all of my questions, addressed all my concerns, and they were always very professional and compassionate.

There is a light at the end of the tunnel

Jim, I want you to know that I am sincerely thankful that you are the one that I finally chose to speak with about my financial matters. I had procrastinated for so long, all the while getting deeper in debt. Your kindness, consideration and efforts on my behalf will always be appreciated. I feel now that there is light at the end of the tunnel – getting brighter with time. I really never imagined, in all the days that I kept putting off “the thing I had to do”, that this result was possible. Thanks so much!

In response to: “Is there room for improvement or anything you would change?”

Just carry on as usual. Everything is excellent.

Anna is very helpful and knowledgeable. I was very comfortable talking about my current financial situation with her because she is accommodating and shows sympathy. I am very happy and satisfied with her customer service. Also, I appreciate Shannon for explaining everything about credit rebuilding and shared a lot of tips to me.

I was so nervous about asking for help with my debt but Christine and Paula were very understanding. They were able to stop my creditors from calling, almost immediately and they consolidated all my debt into one low monthly payment. I’m so grateful to both of them. Not only did they help get my budget in order, they’re helping me build my savings. I highly recommend 4 Pillars St. John’s to anyone living with debt. I so glad I did!

A new start for a happy life

Jim you were professional, easy going, attentive and extremely organized. I can truly appreciate how much planning and organizational skills are required to make your busy location run smoothly! I feel you went beyond what is expected and as a result we have a new start for a happy life. Please keep up the good work as it does not go unnoticed. Please share this letter so that others are aware of your professionalism, excellent work ethic and paramount customer service.

In response to: “Is there room for improvement or anything you would change?”

Nothing. The service we received was above and beyond. Paul.

I am very thankful to you and the Croft’s whole staff for helping me to all my debts.Janelle is very helpful,polite, approachable to all the details I need to provide. Now my life is more easier than before. Thank you so much!

Shortly after I signed with 4 Pillars my creditors stopped calling me. I had to check my phone to make sure it was still working. David was amazing. Very supportive as we worked on reducing my debt. It feels like a weight has been lifted and it’s all thanks to David and 4 Pillars Halifax.

You gave us our financial freedom back

I want to take this opportunity to truly “thank you” for your guidance and assurance through the entire process. You were our way out and you truly gave us our financial freedom back. Its incredible how easy and great it feels to be financially stable and on track. For the first time in our lives we are going on a vacation, and best of all we completely paid for it with money we had available!

In response to: “Is there room for improvement or anything you would change?”

Lunch LOL. Nothing. Everything was handled very well. Adrian Rocks!! Our phone has stopped ringing and our stress level has gone down. Shouldn’t have waited so long to come and see him. Thank you!! Shirley and Dave.

I am very very much satisfied with Janelle. Let me in turn congratulate you as well, John and Jennifer Croft for having such excellent staff. Well done!

David and his 4 Pillars team explained all our options in terms we could understand. He was honest and without judgement, which was very important to us. Thanks to them getting out of debt has been stress free. I highly recommend calling them.

So glad we found you

I truly want to thank you for all that you were able to do for us. I am now able to sleep. No more huge weight on my shoulders no more phone calls !!! I received, a statement a couple of mths ago , that read ….. PAID IN FULL from Revenue Canada !!!!! Wow, I am so glad we found you. You made me feel so comfortable, even though I truly was a wreck.

In response to: “Is there room for improvement or anything you would change?”

Nothing; very helpful in so many ways! Julie.

Everybody at 4 Pillars has been amazing…going through a bankruptcy is not easy but Nicole and Shannon helped ease the burden, tremendously! Thank-you!

With David’s help we cut our debt by almost 60 percent! His support helped us through a very trying time. He made the whole process painless and gave us hope for our future. I don’t know where we would be without his help. Thank you David.

Jim put money back in my pocket

I felt as though I was being suffocated by my debt. I called Jim and set up a time to meet him. Within the first 20 minutes I felt a huge relief. His expertise was exactly what I needed. He helped me get back on track and put money back in my pocket. Jim walked me through everything step by step and I am grateful for all he has done for me and my family.

In response to: “Is there room for improvement or anything you would change?”

I’m happy to say that throughout this difficult personal time, I always felt respected and at ease with your advice and direction. Thanks Adrian. Steve.

You guys are awesome! Thank you for helping me lift my burden! Now I can actually relax without worrying where to get extra money to pay my debts. I did learn a lesson and will try hard to avoid to go to that route again. Thanks A bunch to all you at 4 Pillars Calgary!

After a very bad break up I had to start all over again. As a single mother receiving no child support and mounds of debt it was hard to make ends meet even having to get food from the food bank from time to time. I met a new man (whom I ended up marrying) it was very stressful having that debt hanging over my head in a new relationship. So I decided I had to do something to alleviate the stress it was causing. I saw an ad on Facebook about debt resolution and thought well it doesn’t hurt to inquire, and to my surprise it was the best decision I’ve ever made. David was wonderful to deal with, he explained everything in detail and if I had questions (which I had many) he was quick with his response. Now I can make one affordable monthly payment, and still have money for food and other necessities. The best part is I can get my credit back faster than if I went bankrupt. Thanks David you save me thousands of dollars and countless hours I spent worrying where I’m going to get the money to pay my bills. I would recommend you to anyone whom I know is in the same situation I was in.

Jim was trustworthy and professional

For myself personally, I knew I needed to find a solution to my financial situation. I had spoken with other people in Jim’s field but didn’t feel comfortable when I met them like I did when I met Jim. He was very personable and his first impression was very good which made me feel at ease. He was able to get me back on track and he explained things in a way that was very easy to understand. I would recommend Jim to anyone. He is trustworthy, professional, and really just a good person. That goes a long way in my books!

In response to: “Is there room for improvement or anything you would change?”

Good job / provide updates with creditors. I am so happy to be referred to you guys by my friend Steve. It is a peace of mind to reduce my debt and to start over. Samy.

Having met most of the counselors I am very certain that I will highly recommend 4 pillars to friends because I’m not only satisfied but even exceeded my expectation. A truly commendable service. Thanks so much 4 Pillars!

$80,000 in debt reduced to $30,000 that I will have paid off in full in just 4 years. THANK YOU!!!

Small business in trouble

My small business had run into problems which over time put me in a lot of debt. It put me in a stagnant situation without being able to move forward with my life or career. Jim advised a plan that decreased my debt by almost 70% for a small monthly payment. This has helped me to save money again and has greatly improved my situation.

In response to: “Is there room for improvement or anything you would change?”

Make it free of charge – Joke. All is perfect. Get a ***** coffee maker and a separated waiting area so no one meets there. From the first phone call speaking to Myles I know I had found the right place for me. Quick and efficient with over 50% debt gone and a payment that was extremely reasonable, both monthly and length of term.

My dad left me his home repair business 10 years ago but when the economy turned it became harder to keep the company going. I was afraid I’d have to close the doors and declare bankruptcy, putting 12 good people out of work. Something my father never would have done. Elisa and Shawn at 4 Pillars helped me keep Dad’s business going while eliminating the mounting debt. There were kind and understanding and very supportive through the whole process.

Swimming in debt, no where to turn

I would personally like to thank you for your help in solving my financial problems. Two years ago I was swimming in debt, no where to turn, not getting anywhere. Most of all not being able to retire and I was over 65. Out of desperation we came to see you, I’m sure glad we did. For the first time in my life I am not tied down with debt and can enjoy my retirement.

In response to: “Is there room for improvement or anything you would change?”

Nothing – Both Myles and Adrian were very informative, friendly, supportive. Never once felt that they were anything but professional. I had been dealing with Cambridge Life Solutions and was paying all kinds of fees with no results. After four months with CLS, I was frustrated, came to 4Pillars and everything was ******* in two months. AMAZING – NO STRESS. SO PROFFESSIONAL. Frances.

Hi Jen, I would like to say thank you very much for all of you for helping me to solve my financial problems.I will surely recommend 4 pillars to all my friends who has same problem with debt. Once again thank you and god bless. —From: Carol

My student loans and credit card debt were the main reason my bank wouldn’t approve me for a mortgage to buy my first home. Shawn Frank and Elisa Fremeth Frank from 4 Pillars not only helped me reduce my credit card debt they showed me how to rebuild my credit. Thanks to Shawn and Elisa I will be debt free within a few short years!! Thank you so much!!!!!

Transformed my Life

My life has been transformed since I sat down with you. God knew who I needed to be connected with.

In response to: “Is there room for improvement or anything you would change?”

Myles and Adrian helped me to feel at ease with their caring and compassionate ways. Never did I feel overwhelmed by too much information or questions. I was made to feel that I was very important to them and they were there to help in anyway. I would definitely recommend 4Pillars to anyone. Jane.

You gave us a reason to live and dream again!

I just want to express my sincere gratitude for what you have done for my family. Because of your hard work, professional approach, and the dedication you’ve shown to us, we are now journeying towards a brighter future! This was unimaginable several months ago until we met with you! You not only gave us help, you gave us hope and most importantly you gave us a reason to live and dream again! Blessings be unto you! Thanks again for helping us to breathe and for giving me the opportunity to sleep at night without worry or fear.

In response to: “Is there room for improvement or anything you would change?”

Very little. Entire process was quite satisfactory. Very timely and efficient service. Would not hesitate to recommend their services to anyone in a similar position. Jim.