Our Process
Contact us to sit down face to face with a local consultant with more offices in Canada than any other company of our kind.
1. Initial Consultation
This free initial consultation allows our consultants to provide you with detailed information regarding your options, credit bureau issues, and strategies.
2. Information Review
Your consultant will review all of your supporting documentation, and finalize the best strategy available to you. You can then decide if utilizing 4 Pillars services is right for you.
3. Plan Design & Execution
Your consultant will work closely with you to execute the plan. Regular meetings are held and updates are given on the progress of the file while the information is gathered.
4. Completion
Your 4 Pillars consultant will complete the financial restructuring, secure informal settlement acceptances letters, or introduce you to a local licensed Trustee.
Our clients are real people who deal with local consultants
We see them as unique individuals who need real help. Help we are uniquely qualified to provide.
Many of us have seen friends or family in financial distress. It's what inspired us to get into the help business in the first place.
Our compassion, paired with our industry experience has made us the leading debt restructing firm across Canada, helping thousands of clients coast to coast.
With industry experience since 1998, our track record and list of testimonials backs our claim of expertise.
The way we see it, when we help people succeed, they will return the favour.
| Consumer Proposal | Informal Proposal | Bankruptcy | Credit Consellors | Consolidation Loan | |
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| Protects me from all my unsecured creditors |  |
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| Avoids having to sell my house to release any equity | |
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| Stops interest from continuing to build | |
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| Creditors are obliged to write off debt | |
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| Creditors are forced to participate based on the Bankruptcy and Insolvency Act | |
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| The arrangement runs for a fixed period | |
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| Creditors will no longer pursue my case | |
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| It avoids the stigma of bankruptcy | |
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| My problem is kept private | |
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| You only pay back a portion of your debt | |
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4 Pillars explained all of our options to us in a way that was easy to understand. Thanks to their expertise and knowledge, the process of restructuring our debt was easy.
Cathy & Jim T., Mill Worker
We found the experience very relaxed, informative and the process explained fully. All the assistance provided goes beyond expectations. You can not improve on a service that goes above and beyond.
Chris B., Police Officer
